Need INSURANCE fast!!!

[cda96]

hey all, suppose to b gettin car lowered this weekend but current policy
doesnt allow any1 under 25 to hav mods, this is with AAMI.
and most other places are like over $$2000

all i need is a policy that allows a few mods and a premium (no more 1500$
as i only currently pay $700)
I think my only option is insuring under my parents name like i am doing now
but i need to b covered 4 mods.

ne1 out there got a poliicy similar to what i am after plz help i really
wana lower my car this weekend and dun want to hav to drive an uninsured
car around

thanx in advance

[poid]

i used Suncorp-Metway when mine was lowered with rims, premium was around the $1400 mark

[wynode]

Try NRMA

Or don't lower your car untill you sort out your insurance first :)

[Psyklops]

yeah AAMI can be pricks..I am with them, and when I disclosed to them that I had put on aftermarket headers, they informed me that no-one under 30 (i am 30) can drive the car and be covered! if you're under 25 you could find cheap cover hard to come by with mods...

[VirIIx]

that's interesting.. i'm with AAMI, 23, 60% NCB and i asked them about mods..t he said i could have 2 mods.. and i asked them a few questons so yeah :S

[poid]

AAMI didnt allow me to lower the car, and NRMA only allows 30mm lower (not bloody likely!)

[sleeptec]

from my understanding, when u enquire about mods with AAMI they point you into the direction of their subsidiary Just Cars. Now i know for a fact that they let u have mods and typically third party insurance would cost around <$1k

give them a ring and find out

[joypop]

Um.. Im 18.. I was wondering if someone could help me with insurance? Just cars is the best choice?
I've got 18" rims and i lowered my car and exhaust my auntie told me no insurance company would insure me =.=..
can neone help?

[cda96]

well ive had to put off the lowering till i sort out this insurance :( :( :(

its a dam BITCH!!!! arrg

[Dominik]

Bugger! I'm with AAMI, and they told me pretty much unlimited mods without increasing my premium (i'm 25 though). They said that as long as the mods are legal i am alright... Which reminds me, i need to tell them about the tint!

[poid]

i'd double check that Dom, they were absolute pricks when i talked to them about mods.

Joypop, you will be able to get insurance but it'll cost ya. Just Car will do it and prolly charge you an arm and a leg. Otherwise, try Suncorp, they were also willing to do it. Car just had to be legal in your state (they only do a few mods though, car cant be heavily modded)

[VirIIx]

I remember Just Car saing you could have unlimited mods, within reason.

I wasn't too specific with mods with AAMI, i know i can have 2 mods for my age, and the main one i enquired about were larger rims and wider tyres, which they had no issues with - some insurance companies get way anal about that.

I should ask them personally if loweing the car is possible.

I guess you win some, and you lose some

[cda96]

just cars will insure with unlimited mods but for full comp premium 2grand plus...

[poid]

Just Car quoted me $3,500 for my car and my brother $5,300 for his gen3 prelude which was stock at the time. Thieves

[euro77]

be careful with Just Car though, their excess fee is ridiculous. My brother's excess fee is now around $1500 for all the mods on his car (his car is a Nissan Skyline R33 GTSt).

[adammet04]

Im through allianz, they are pretty good, also check out cgu, not as good but maybe ok for comparison ???

Cheers