Minor (ish) car accident - write off?

[skeeo]

Got t-boned a few days ago, have comprehensive insurance so its all good, going into assessors next week. Do you guys think it will be a write off? Its a Honda CRV 2003 insured at market value.

I only ask because my missus thinks it may be (she had a similar accident a while back)

Pretty much the whole driver side will need to replacing, can't really see in pics but rear door is now difficult to open and something is up with the steering – I did a 3 point turn when getting the car home and it made a really loud creaking noise when I turned the steering wheel all the way.

Probably wasn't the smartest thing to do driving it home when the drivers door doesn't close anymore!

http://img97.imageshack.us/g/17042010274.jpg/

cheers

[androo]

I reckon It'll be a rid off however that's a very light T-bone!

For your sake, I HOPE it is a write off

[Zilli]

depends who you are insured with... some insurers will cut corners to save paying out

[thj822]

looks like a write off lot of damage and front wheel looks bent

[skeeo]

I reckon It'll be a rid off however that's a very light T-bone!


the crv is a beast, the car that hit me was much more worse off :D

[aaronng]

If the chassis is bent, then it might be written off if a repair is too expensive or it is not possible to restore it to proper strength.

[markismaximus]

whats the market value?

[CiveK1]

My parents had a similar accident in their vectra which is about the same age. The damage looked a little worse than yours and it was repaired under insurance. But yeah, spose it really depends on the insurer and whether there is any serious chassis damage

[flipfire]

by the photos, it looks repairable to me

im pretty sure assessors get quotes from multiple repairers and see if it outweights the cost of a write off payout

[dougie_504]

I've heard that insurance companies have a formula similar to this: if the repair cost is equal to or larger than 40% of the insured value it's a write-off.

So yeah it might be repairable but your insurance company might prefer to screw you anyway. So what was the insured value?

[curtis265]

depends who you are insured with... some insurers will cut corners to save paying out

Happens a lot. Perth hailstorm was a disaster for insurance payouts...

My mate's 2005 lancer got written off, and paid out... 10k