JESUS CHRIST! Insurance :(

[mattski]

OmfG.. insurance for an eg! what a rort? dont you guys think? 3 grand for a 1.6 litre Si. :( gawwwd.. I know i'm not gonna go with NRMA.. anyone in sydney with Just Car? if so, whats the annual pay? and wat about vti's..? so summary:

Please tell me your insurance rates, for an Si and VTi - any insurance company, in NSW!

Thanks guys!

Ps: Reason, about to buy an EG Si or VTi.. just wanna get best insurance rate 1st.. :D

[chicken8]

how old r u?

what no claim bonus rate u got?

area u live in

all matters. i live in hurstville. 22yrs old and have max no claim bonus. my EK1 is $1010 a year. my 1998 prelude vtir with 1k worth of mods was $1464

[heist]

3rd party for my eg civic si is ~600....

[mattski]

meh, 22 with no claim bonus? howd u get that? thats kool! and im only 18, so thats also a problem..

so any others, please list ur car type (civic mostly) and model, and tell me wat u get! thanks guys! appreciate ur help!

[my_honda]

how old r u?

what no claim bonus rate u got?

area u live in

all matters. i live in hurstville. 22yrs old and have max no claim bonus. my EK1 is $1010 a year. my 1998 prelude vtir with 1k worth of mods was $1464

what insurance company are u with?

[EK Civic R]

EG with B18C and a few other mods..
with Just Car $1098, but insurance doesn't cover my wheels

They cover my friends TE37s which cost him over $3000 for just the wheels..
I don't know why they don't cover mine.. just told me it was too expensive.. maybe compared to the value of the car..

[rakfint]

I sugegest Justcars... they are BY FAR the cheapest anyone under 25 will get in my opinion. When I was 19 rating 4 I believe, I was on $800 a year for my ek1 civic.

good luck

[mattski]

nice dudes keep em coming plz tell ur insurance company aswell! thanks alot!

[fusion_VTi]

just cars quote 1300 for my vti on rating 5..

[SiReal]

Got quoted $1030 for 99 Audi A4, turbo or non turbo for 22yo rating 2. Not a honda. sorry. but I believe a honda civic will be much cheaper for me now.

[PaZzMaN-R]

just some advice for the cheapest green slips go to zurich almost half the price of everywhere else im paying $332 on my ek4 but it doesnt realy matter. if you wanna chek it out heres a comparison sight http://motoraccidents-linux.vividcluster.global.net.au/index.html
cheers

[mattski]

fusion VTi, thats pretty good, considering im on a level 7 ratingm im guessing around 1500 bux... maybe 2 grands max.. bcoz i asked em about an R32 GTS (non turbo, obviously).. and that was quoted at 2,300.. so i reckon around the 1,600 mark sounds around right!

I just went on that comparison site aswell, and omg wtf? lol so cheap comapred to the other companies dude.. i guess for my green slip i'll be going with Zurich! :D

[[[d a n n y]]]

just cars
R32 GTR with 2.5G's a year
AAMI
Honda civic 700 a year

[Redge]

$1200 for my ek4 with AAMI.........under my dads name!... hehe.....

was quoted $2200 with just car tho....

[chicken8]

what insurance company are u with?

im with justcar insurance

b4 when i lived in carlton it was even cheaper

hurstville has a higher car theft rate than carlton/allawah/kogarah

and i got max no claim because justcars looks at ur years driving since Ps. not years insured

so i had my license excluding L plates since 1999 which is 5yrs which is 60% no claim.

[02ZZI]

haha i got quoted $1890 for a 94 eg vti from racq. I ended up buying a 99ek hatch and am paying $400(its under my mums name) however i got quoted $960 for my car if it was under my name. This is all with RACQ

[twing]

EJ8.
http://www.budgetdirect.com.au/
3rd party.
$220/year

They are the cheapest one I could find.

[LowEk]

i'm with "NORMA" hahaha thats what the ad says.$800 yearly for my EK1 but i think im a rating 2 maybe 1 i think. from what i have heard just cars will only give you $4000.00 if something happens to your car regardless of price of car. a mate had a vs commodore ute with a 1JZ turbo got stolen and only got $4000.00 but i dont know cos im not with just cars.

cheers.

[mattski]

bah!, I just got a quote from just car.. 2700 bux for the VTi. :( its coz im on 0 no claim, jus got my licence.. im jus gna get 3rd party for 770, fire n theft.. thats if i even get this civic!

[nattynatnat]

does anyone know if u can by monthly with just care insurance or is it upfront???

[PIS01]

Yeah some companies are just crazy. I was quoted $2200 with suncorp :thumbdwn:

[mattski]

does anyone know if u can by monthly with just care insurance or is it upfront???

When i called up for a quote i asked, and no they don't it's upfront, and cannot pay monthly, shame.. lol

[civ_sik]

short and sweet

Civic B16b, 18, M, $1300pa im in qld but

[VTi_b0i]

i pay 2800 cause of mods and shit and that ive lost my licence b4 :(

[Kandy]

I hate justcars, someone backed into me, I got the details and a witness and everything and they were trying to make me pay the excess... Tried to make me go to some dodgy ass place to fix my car, I ended up writing a 2 page email saying how stupid it was, they sent me a cheque with the amount the dodgy ass place would have cost so I went to the place I wanted to out of pocket a bit...

I'm now with RAA, 22, rating 1, $612.40 comprehensive on Ej8 Civic Coupe.
Just Cars wanted $666 and their product is no where as good as RAA's

[pchio]

i recommemd that u put ur parents name and u as a second driver.
being so young its hard to get cheap insurance.
i pay $1500 for my EM1 with AAMI under me dads name and me as a
driver as well and im 19
NRMA wanted 4K :shock:
just car wanted 3K
i dunno y but AAMI ended up being the cheapest :D

[mattski]

yea that sounds like a plan pchio.. i was plannign to do that, but now just realised d civic i want has 17's.. and now im worried about insurance if i have a crash they void the warranty! :9 lol its all so confusing :D

[mattski]

aww god :(:(:( my loan jus got knocked back! i'm so cut! luckily im at work otherwise i woulda broken down when i foudn out lmao :( not cool.. argghhh anyways end of my rant.. Whoosaaa!

[^_^civic^_^]

EK4 vti-r hidin in chippendale @ $1024 with AAMI...rating 2...i'm 22...they said my next review should get me rating 1 policy...hope so hehehe

[JEZ83L]

Lucky you don't own a CRX 'cause it would be almost double what NRMA quoted for your Civic!

[ek4-guy]

comprehensive insurance on my 96 vtir hatch cost me $785.00 per year with rating 1 from fortron but also have a 5 year gap insurance with them so if any thing should happen i will get paid out what i paid for the car not some crapy market value an dat caso $895.00 for years but these prices r in brisbane where the rate of car theft is not as high as sydney glad i moved from smithfield would have cost a fortune then

[A.G.System]

Full comp on my EK1

Through Allianz $380per year :thumbsup:

Mind you i am 31, no previous At Fault Claims and Been Rating 1 For Life for 3 years.

Switching to RAA soon ....Same price just $0 Excess if a 2nd driver (Fem under 25) is driving compared to $200 with Allianz.

[A.G.System]

Also note that as others have said it is not just your kind of car that u are tryiing to insure but also..

Where you live
Past driving habbits
Prev "AT FAULT" accidents
The type of car you drive (ie a commodore and an ss commie dore are classified as different cars even though they are both large family cars)
Is it a 2 or 4 door
Turbo or Non Turbo
Is the driver Male and in the 16-25 percentile
Mag Wheels
Is stereo stock or aftermarket
Previous traffic infringements
Does it have factory or Aftermarket Immobilizer /alarm

Just to name a few.