how much insurance for ure integra? [Archive]

wtf2k6

12-09-2006, 01:58 PM

I checked with nrma and they rkn it will cost me ~$4000/year for nrma comprehensive cuz im <25 and haf had an at fault crash within past year :(.

What other cheaper compre. insurers r there? how much r u paying? I'm thinking of selling my 7th gen civic to get a 97-2001 teg gsi?

Professional

12-09-2006, 02:00 PM

$1500 for my dc5r. I am over 25.

Spunkymonkey

12-09-2006, 02:00 PM

I'm with Vigil Underwriting, but covered under modified car category...don't think you will able to insure your gsi with them though. I have a vtir and listed mods and pay $1400 a year. (rating 1)

wtf2k6

12-09-2006, 02:00 PM

how much were u paying when u were <25.. if u had a teg then?

Spunkymonkey

12-09-2006, 02:02 PM

how much were u paying when u were <25.. if u had a teg then?
was about 2,200 from memory including mods - insured for 25K at the time.

wtf2k6

12-09-2006, 02:03 PM

ure under 25 spunkymonkey?

Spunkymonkey

12-09-2006, 02:04 PM

ure under 25 spunkymonkey?

not anymore :p

VTECACCORD

12-09-2006, 02:29 PM

1400 for my DC2R

ACTI0NMAN-1

12-09-2006, 02:37 PM

i found that when you're under 25. divide the cost of your car by 6. and thats the annual fee for fully comprehensive.

shebangs

12-09-2006, 02:40 PM

I'm 22, Rating 1, with Just Cars, $900 a year. DC2 with Medium Modified Engine Mods list too and $5000 stereo (stereo isn't covered though). Never had an at fault claim.

Matt

wtf2k6

12-09-2006, 02:45 PM

I'm 22, Rating 1, with Just Cars, $900 a year. DC2 with Medium Modified Engine Mods list too and $5000 stereo (stereo isn't covered though). Never had an at fault claim.

Matt

wtf is it just me or does nrma/justcars/aami's respective ONLINE estimate system return bs readings? apparently for me it costs $3000-5000/year.

vtml

12-09-2006, 03:14 PM

$1800 for my DC2R with Shannons, Rating 1, unlimited modifications policy.

weeman

12-09-2006, 03:20 PM

im paying $1400 now but when i bought the car last year in may i was paying $2400 because i was under 21 and i have had an at fault accident and lost my licence.

spoondc2

12-09-2006, 03:33 PM

I paid $740, 23 years old
Turning to 24 last fri though....

Hullabaloo

12-09-2006, 03:43 PM

DC5S Comprehensive $819 per year . rating 1, under 25.

Wow i didn't realise the insurance cost for the R badge was double that of the S. I guess too many recaros stolen...

wtf2k6

12-09-2006, 03:44 PM

im paying $1400 now but when i bought the car last year in may i was paying $2400 because i was under 21 and i have had an at fault accident and lost my licence.

hmm sounds lyk me.

sever_all_ties

12-09-2006, 03:44 PM

Id try Just Cars as they were the cheapest by far with any car that i decided to get.

wtf2k6

12-09-2006, 03:44 PM

DC5S Comprehensive $819 per year . rating 1, under 25.

Wow i didn't realise the insurance cost for the R badge was double that of the S. I guess too many recaros stolen...

wow.. that's fkn cheap.. what insurance co.?

Mattski_VTIR

12-09-2006, 03:46 PM

$1300 a year with under 25 rating 1, but this includes $10000 stereo. Was paying $790 prior to adding stereo.

wtf2k6

12-09-2006, 03:50 PM

omg how do u guys get such low prices.. i tried like justcars and online it says 3800 + nrma says 2700

Mattski_VTIR

12-09-2006, 03:52 PM

Every online quote i tried wouldn't insure me or wanted some ridiculous amount. I had a broker find me one that would insure the car with stereo for reasonable money.

m3ntAL_l2

12-09-2006, 03:54 PM

$250 a yr with RACV, only 3rd party thor + under my parents name
but got qouted $2000/yr for full comp

Hullabaloo

12-09-2006, 04:03 PM

i went through CGU. just car offered me about $950. most places do the DC5S for under $1k if you're rating 1. If I had a rating 6 it'd be $2000 -$2500.

wtf2k6, what car are you getting a quote for? a dc2 gsi or type r? Are you under 21? and what rating do you have? can't be rating 1 because of your accident.

Remember that were you park your car at night and during the day makes a difference.

I think you're better up calling the company rather than online quotes (although they're good for a guide) as they'll ask more questions and you'll get a more accurate value.

wtf2k6

12-09-2006, 05:12 PM

hmm but the thing is my parents have maximum no claim bonus for life and they are the policy holders. So i'm not sure how the at-fault crash I had will affect the premiums (when it comes to renewing the insurance policy - come feb-march 2007).

I'm looking at getting a dc2 gsi. im under 21 and I am on green p's .. with about 1.5 years of driving experience.

I would park it in garage as well at all times when im at home.

btw, what are some good insurance brokers that can get me a much better value than what I am currently finding on the internet?

Felix

12-09-2006, 05:15 PM

just cars $1600 a year for 98 VTIR teg. <25 yrs old.

whtteg

12-09-2006, 06:41 PM

www.budgetdirect.com.au

wkdteg

12-09-2006, 07:56 PM

i found that when you're under 25. divide the cost of your car by 6. and thats the annual fee for fully comprehensive.

not really... im 20 i paid 5.5k for my LS in april... no1 would insure me except just cars, and that was for 2800 (yes more than half) for comprahansive. no accident history, but 1 theft and recovered.
my old LS was insured with CGU for 75 per month (~900 a yr) for comprahensive, and i only paid 4.5k for the car... however i did get paid out 6k when it was stolen.
im afraid 2 get quotes now that i got the spray job and bigger rims commin on

whtteg

12-09-2006, 09:20 PM

i just priced full comp ins 4 my sons 87 lude on budgetdirect (fusionperelude he's 16) but is under my name with him as driver (coz he cant insure in his name coz of his age) its $360.02... my 91 ls teg is $528.44 because its financed

Tokyo_race

12-09-2006, 11:07 PM

XcOn

13-09-2006, 09:04 AM

hey guys i got quoted for full comprehensive insurance on my car for $4500 and im under 25 with justcars. ****n rip!

jooboo

13-09-2006, 09:56 AM

dc2r with RACQ = 1800, im 19...just cars quoted 2700 suncrop quoeted 2500..just letting u kno now..just cuz just cars is cheaper doesnt mean there service is good..they have fkn shit customer service

Hullabaloo

13-09-2006, 10:16 AM

I think Just Car would give the best quote, I'm 19 with the Type S and I rang all othe insurance companies, no1 wants to insure me, I'm clear of accident. Just Car quote me $2050 and RACV is rediculous 3500.

BUt my access is very high like 1600. AAMI will not insure tegs R and S if ur under 25 though, no need to try them.

JustCar is part of AAMI and they deal with all the sports cars for under 25 so AAMI will just tell you to call them.

They are one of the more popular insurance companies for under 25's with turbo cars because their yearly cost is reasonable, but keep in mind that their excess *may* be more than a company charging $100 extra yearly.

Jomsy

13-09-2006, 03:22 PM

Just cars cost me $1800 per year,for my dc2r with maximum no claim bonus and im 28

IMO all insurance is a rip off cause i can fit all the type r parts (and i mean everything) to a gsi and it's only $700 how do they figure that out

akira96

13-09-2006, 03:46 PM

my 96 vtir cost me $800 a year Rating 1 and im <25 had a few quotes from diff places and that was the cheapest i could find

air23box

13-09-2006, 03:52 PM

1100 with shannons too.....same condition...

bungsai

13-09-2006, 04:01 PM

$1400 for VTi-R, suspension, Front Lip, Stereo, Rims, Tint, Car Mats, heheh everything.

One at fault accident.

Am in the process of getting a new quote as i have lost my licence. Hopefully it wont be much more!

VTECACCORD

13-09-2006, 04:32 PM

JustCar is part of AAMI and they deal with all the sports cars for under 25 so AAMI will just tell you to call them.

This is false, they are underwritten by AAMI, AAMI sells them insurance and they then sell the insurance.

bungsai

13-09-2006, 04:36 PM

Hullabaloo

13-09-2006, 06:43 PM

This is false, they are underwritten by AAMI, AAMI sells them insurance and they then sell the insurance.

ahh yes, my mistake :o ... i mean... of course, i knew that :p :D

Taken from Just car website:

"Just Car Insurance Agency Pty Ltd (ABN 41 050 238 563, AR 240432) is an authorised representative of, and fully underwritten by, Australian Associated Motor Insurers Limited (AAMI, AFS Licence No 238173)."

m3ntAL_l2

13-09-2006, 06:50 PM

AAMI dosent insuran any1 on their P's, thats y i had to with RACV, Justcar cost too much.

Mst_Mugen

13-09-2006, 06:57 PM

$1000 but not under my name, ... and AAMI will not insure any WRX STI, DC5R or GTR drivers under 25!!

superR

13-09-2006, 07:02 PM

lol try being 21 and having a turbo type R....lol they wont even insure you for any amount of money...lol

wkdteg

13-09-2006, 07:26 PM

AAMI dosent insuran any1 on their P's, thats y i had to with RACV, Justcar cost too much.

quite wrong... ive had 3 cars insured with aami... im still on my P's

more like mst_mugen said... they wont do any with those kinda cars

RyDC5S

13-09-2006, 08:40 PM

About a grand inc. windscreen glass replacement (Rating 1 no accidents) > 25 y/o. Medium risk suburb.

mj3610

13-09-2006, 08:46 PM

my friend is 20 but when he was 19 he had his dc5s insured with nrma for $2700 if i remember correctly, it was under his moms name but he was listed as a driver also. he wrote it off a few months ago.
i think if your whole family is with nrma it works out alot cheaper.

X8TEENX

14-09-2006, 01:00 AM

1100 from RAC..i m 22 years old

Slow96GSR

14-09-2006, 02:46 AM

USAA in the States @ $600USD for 6 months. Full coverage with $500k property/$500k medical and the car is insured for $50kUSD

26 year old male
No tickets or accidents
2 cars on policy
$1200 a year USD
$500k Medical coverage
$500k Property Coverage
Value of car insured up to $50k USD

kit927

14-09-2006, 03:54 AM

$1200 from cgu...
Vti-R 22yro

KIT

_CiVIC_

14-09-2006, 10:28 AM

mine is $1900....... i'm 22

need to shop around man... this sucks!

Brescia

14-09-2006, 10:45 AM

DC2R, under 25 , $2200, just car

Ive got the car up for sale because of this, i dont enjoy the car THAT much..

wtf2k6

14-09-2006, 11:50 AM

Since all your premiums are so low, would u guys mind telling me ure EXCESS incl. age excess?

It has to be >$1000 imho :(

Spunkymonkey

14-09-2006, 08:31 PM

Since all your premiums are so low, would u guys mind telling me ure EXCESS incl. age excess?

It has to be >$1000 imho :(

500 lol but I'm over 25 now...when I was under 25 it was like an extra 2 or 300 bucks on top

JDM_RoCkz#3

14-09-2006, 09:06 PM

hmmm.. i got a DC5R, insurance is $5185 a year with everything full insured.. nyahahaha
its expensive bcos i just turned 18.. oh well.. :(

Spunkymonkey

14-09-2006, 09:07 PM

hmmm.. i got a DC5R, insurance is $5185 a year with everything insured.. nyahahaha
its expensive bcos i just turned 18.. too bad :(
:eek::eek::eek:

eek....but then again nrma quoted me 7000 for my car when I first got it for stock lol

JDM_RoCkz#3

14-09-2006, 09:12 PM

:eek::eek::eek:

eek....but then again nrma quoted me 7000 for my car when I first got it for stock lol

i got quoted $7500.. but den we looked around for cheaper ones and found $5185 da cheapest..:eek:

shebangs

15-09-2006, 08:48 PM

hmmm.. i got a DC5R, insurance is $5185 a year with everything full insured.. nyahahaha
its expensive bcos i just turned 18.. oh well.. :(
It's okay, we assume your daddy pays for your insurance aswell as the car, so to us in the end it's all the same.

jimus888

16-09-2006, 09:11 AM

1300 for my gsi integra and being 21, still dear but no where near 4k with NRMA

_CiVIC_

16-09-2006, 04:37 PM

reviewing my insurance....

just got a quote from justcarinsurance... $1786 with modifications... better than 1900 from nrma..

wtf2k6

16-09-2006, 06:07 PM

hmm under 25 sux TOTALLY.. i cant get <2500 anywhere with an excess of <1000.

02hondaGRL

17-09-2006, 01:02 PM

wtf.... just cars has insured my baby (costing me 28k) for just under 1100$. excess is 600 i think. DC5. rating 5. and i'm 20. No prior accidents or claims.

shebangs

17-09-2006, 04:15 PM

When a girls driving the car, VTEC doesnt kick in, y0. Hence cheaper Insurance.

wkdteg

17-09-2006, 07:03 PM

LoL i think its more coz she livesi in hobart

JDM_RoCkz#3

17-09-2006, 10:52 PM

It's okay, we assume your daddy pays for your insurance aswell as the car, so to us in the end it's all the same.

nah.. actually paid myself..:D

arron

18-09-2006, 12:26 AM

wow... is it really that expensive who you guys??

for me...
sex: male
age: 19
location: carlingford SYD
insurer: NRMA

premium: $1800

(but im cheating coz the cars under my dad's name! HAHA)

typer00

18-09-2006, 06:31 AM

Just Car insured my DC2R last year when i was 24 and not quite a rating one yet for $990

02hondaGRL

18-09-2006, 02:50 PM

LoL i think its more coz she livesi in hobart

ouch. that hurt. Sympathy rates hey?

02hondaGRL

18-09-2006, 02:51 PM

When a girls driving the car, VTEC doesnt kick in, y0. Hence cheaper Insurance.

hehe.. u haven't seen me drive then ;). My car doesn't "have" Vtec so i'm told.. its gradule not like in the type R Dc5 which "kicks" in.

Kenno'Teg

18-09-2006, 06:54 PM

From memory, about $700. Although, I am 28yrs and rating 1 :p

wkdteg

19-09-2006, 12:40 AM

ouch. that hurt. Sympathy rates hey?

LoL yeah they probably felt sorry for ya... im sure they would of given it 2 ya for free, but i guess they gotta make a profit.
LoL poor hobart ppl... do use get traffic?

Dray_Templar

19-09-2006, 11:45 AM

wtf is it just me or does nrma/justcars/aami's respective ONLINE estimate system return bs readings? apparently for me it costs $3000-5000/year.

i agree with you, i got qoated $1800 for full comp, for my accord, but when i took out the insurnce was only $780. with just cars.

excess is still to high at $1200, sucks been under 25.

1900-hustler

19-09-2006, 12:25 PM

i jus got my insurance in the mail..

new rate is 1589 full comprehensive insurance + windscreen cover with NRMA
excess is 500

id rather pay a higher premium rather than a higher excess and with just cars ive heard some bad stuff.. so in the end if u have an accident it works out to be the same anyway.. nrma is more reputable for me.. even tho some say its a rip off..

02hondaGRL

19-09-2006, 09:07 PM

:( 200,000 peeps R in this lil suburb called "hobart"

Jon_51

20-09-2006, 02:05 PM

<350 a year comprehensive, agreed value.

lilwilliam

20-09-2006, 09:28 PM

age: 19
car: dc5r 2002
full comphrehensive

2.8k

vupham

21-09-2006, 12:58 AM

age 24, full comp, RACQ on my 2005 Type S = $1270

bentypes

21-09-2006, 03:18 PM

$1800 for my 05 type s

GSI-PSI

23-09-2006, 01:40 PM

$850 on my 98 gsi turbo
all the mods are covered
Not bad seeing as its much quicker than a type r

anyone wanna buy it lol

bakaduo

28-09-2006, 02:58 PM

age: 19
car: dc5r 2002
full comphrehensive

2.8k

Who are you with dude? i got quoted 3.5k and 800 excess!:eek:

a.hay

30-09-2006, 04:36 PM

hey guys,
im insured as a regular driver with NRMA for my dads new rx8 (=]), still on my p's, no accidents etc...
$960 full comp with windscreen replacment
$1200 exess for me, $500 for my dad
im not really sure how you guys are payin so much insurance... my car (98 accord + mods) with full comp, again under dads name is $490 which i think is pretty reasonable... cause i dont make as much money as him =].
so yea just shop around, and if your young getting it under your parents name is a good option...

air23box

01-10-2006, 01:03 AM

yeah...as you said....under ur dad's name.....in that case you can't compare with any of us....try to get a quote under ur name and tell us how much they quote bro....

Spunkymonkey

01-10-2006, 08:01 PM

gumbs

03-10-2006, 05:17 PM

Just got quoted $277 for third party fire and theft on my LS through aami and 2200 for full comp lol.

elim

03-10-2006, 10:16 PM

I got quoted $9900 for a 35k DC5R via NRMA, this was last year.

wkdteg

03-10-2006, 11:34 PM

u sure u havnt added an extra 0 in there?

seventwozero

04-10-2006, 02:58 AM

2,649k

bakaduo

04-10-2006, 01:06 PM

just got a re-quote from a friend and now i'm on the insurance with my dad's name as well and we're paying 1.5k! woop-woop! (but if i have an accident its $1400 excess fee!!!)

elim

04-10-2006, 06:38 PM

u sure u havnt added an extra 0 in there?

nup, its 9900

wkdteg

04-10-2006, 06:45 PM

bad history?
i mean... my mate whos 18 is payin 11k a yr for his 99boxter
i find it hard 2 believe theres a 1.1k diff between a dc and a boxter :confused:

vupham

07-10-2006, 03:02 PM

Insurance company quote you on whats the car is really worth, your age, how long you have held your liscence for, your driving record history. If you insure under your parent's name, it can be confusing because its all depends on the insurance company's policy. Some insurance company dont allow you to insure your car under your parent's name. Some however allow you to insure your car (the car is registered under your name) under your father's name but there's a few negative side to this, like I said before its depends on their policy so you got to really know what they are first before you take it down. They will quote u based on the main driver or the youngest driver of that car, so say you are 18, they will quote you as the main driver for the car eventhough it is really under your parent's name, some insurers will give u credit ratings after each year so your premium will go down but some dont count u in as part of that, thats one bad thing about insuring under your parents name. It is gerenally best to insure your car under your name

RanikanGsi2000

26-10-2006, 01:13 PM

Im with CGU insurance.

Im 19 with a 50/50 at fault crash ( with a cop mind you :D )

I pay well over $2600 a year :thumbdwn: *yikes*

They're excess is ridiculous ( $950 a pop )

All honesty - they suck ass! They're only out there to rip people off that
have the money to own a car other than a Datsun 180b or a Holden Gemini.
You have a nice car - you get screwed! Simple!

shebangs

28-10-2006, 02:55 PM

Errr, you're paying $2600 a year for a GSI?

nabsie

28-10-2006, 06:26 PM

2000 Integra Type R

$1071 with RACQ, all mods listed, I'm 23. No bad driver record so have a rating 1.

Also had a quote from Vigil and it was only $965 but I wanted to go with a company I was familiar with.

ginganggooly

30-10-2006, 01:07 PM

insurance premiums have a huge variance from region to region... with Sydney being the most expensive by a long way. I guess Sydney has higher rate of claims than the other cities.

nrma quoted me $7700/year to insure my integra for 11k. :)

rykerz

30-10-2006, 07:50 PM

430.11 dollar comprehensive with my mums name and me as just a driver XD

BTW this is with RAA

1999 Integra Type R

Online discount + 3 policy discount + rating 1 for life

remi1au

31-10-2006, 11:41 PM

Stock standard 1992 LS, Perth, 45 years old, full no claim, $740 pa, insured value $7400.
Western QBE

Irish R

17-11-2006, 01:36 AM

Just got a quote off "Justcars" for my personal import dc5,$1125 comp all mods declared.
I was expecting alot worse as not many companies will take on imports.
Rating one.

himura

17-11-2006, 02:30 AM

21 pay 3g a year full comp, im with racv rating 3 ..lol :(

[SDCTVE]

20-11-2006, 07:54 PM

himura what car you got? your better off switchin to just car!

shebangs

21-11-2006, 12:07 PM

Just renewed with Just Cars for $895 with Rating 1 protection.

ginganggooly

21-11-2006, 12:11 PM

Spunkymonkey

21-11-2006, 01:46 PM

And for some reason it's now down to $2300. I don't know wtf is going on with them.... :confused:

your car is probably only worth 9 now lol

ginganggooly

21-11-2006, 05:58 PM

your car is probably only worth 9 now lol

14k agreed value now... ;)

Spunkymonkey

21-11-2006, 06:39 PM

14k agreed value now... ;)

you tried ringing around for other quotes slim? $1400 for me for agreed value of 21K ....agreed value only went down this year from 25K ;)

himura

23-11-2006, 02:55 AM

hey [SDCTVE]

i drive a 2006 type s, i pay $2,981.15 lol

this ish the details

these excesses apply
someone under 25 drives the vehicle
. a basic excess of 500 for all drivers
. add an age excess of 400 for drivers
. add an age excess of 400 for drivers 25 yrs of age or over no more than 2 yrs driver experience

hopefully next yr i would pay less :o

skywings

06-12-2006, 08:24 AM

DC2R comprehensive with NRMA is just over $1600, over 25, no accident history

Ray_mon

06-12-2006, 10:49 PM

DC5 06, $2600pa.

$900excess under 25 and $900 excess for inexperience

im 18 and just got my p's 1 month ago

Hullabaloo

07-12-2006, 09:07 AM

wow, insurance cost in Melbourne and Sydney is so high because of more thefts? i'm under 25 and my DC5S is $800 per year. my friend pays $900 for his s15 and he's also under 25. I figure, if we were in sydney it'd be 1500-2000.