PDA

View Full Version : With whom your Euro insured?



Euro76
01-07-2007, 08:45 PM
Dunno whether thread like this posted here before.

I'm currently insured with GIO. What's yours and what do you think about their insurance?

However I still had about 6 months of free comprehensive insurance (since dealer paid the first year for me when I bought the car). I've started to look for the comprehensive insurance with value for money and also offering good service. I heard Budget Direct offering very good value but I'm still not sure if I choose this. My car is currently under finance and I am aware I would pay more than the fully owned car, there are price difference between those.

And what insurance company would you recommend to me, I would take it into consideration as well.

akina
01-07-2007, 10:02 PM
I'm insured with NRMA... they are more expensive, but house and everything is with NRMA and therefore i have 10% off the car insurance...

BusterSonic12
01-07-2007, 10:11 PM
NRMA because they allow mods

marosch
01-07-2007, 10:24 PM
HI!

Please look here:

http://www.ozhonda.com/forum/showthread.php?t=68881

snYpz
01-07-2007, 10:36 PM
im with NRMA aswell...

aaronng
01-07-2007, 10:47 PM
Check with GIO first if they do new car replacement warranty. Usually in the first 2 or 3 years, they will replace or pay out the full amount of a new Euro including on-roads in the event that your car is written off. If you have that, it might be worth staying with GIO because when you change to a different insurer, they won't offer that to you (only for new cars starting out a new policy)

Jegi#5
01-07-2007, 11:13 PM
I'm with GIO due to the deal Honda was offering, 1 year full comp with a new Euro back in Dec 06 and that have it running currently as well. Had a bingle and they've been very quick in getting the car assessed and fixed, whereas I have heard that NRMA is a lot slower.

Only thing is , does anyone know how GIO is with Mods as I am planning on putting tein ss coilovers by August? I'll have to ring up and find out myself but would like to know if anyone has had any issues with GIO? :honda:

r-r-redEuro
01-07-2007, 11:23 PM
hi im with AAMI =/ im not too sure about that either can anyone give me a background on it ? i know its cheap very cheap but does it allow mods? thanks sorry for over taking this thread.

aaronng
01-07-2007, 11:26 PM
I'm with GIO due to the deal Honda was offering, 1 year full comp with a new Euro back in Dec 06 and that have it running currently as well. Had a bingle and they've been very quick in getting the car assessed and fixed, whereas I have heard that NRMA is a lot slower.

Only thing is , does anyone know how GIO is with Mods as I am planning on putting tein ss coilovers by August? I'll have to ring up and find out myself but would like to know if anyone has had any issues with GIO? :honda:
Call them up. It depends on the insurance advisor that you talk to on the phone. If you call tomorrow and they say that it is Fine and you don't have to pay extra, tell them that you want it put on your policy. If you call back another day, a different advisor will most probably tell you otherwise.

Entity
02-07-2007, 12:41 AM
aami is cheapest for me

Gibbo
02-07-2007, 06:00 AM
Im in QLD and found that RACQ wont cover a car with modded engine - Soon as I said I have headers and cold air induction they flat refused me - But for unmodded they were a fair bit cheaper than other places. I'm insured with SUNCORP and they were happy to insure all mods but that came with a higher fixed claim excess if I have a smash. (round $700 from memory...)

hazchem
02-07-2007, 10:49 AM
i'm insured with Mitsui Sumitomo through my employer.

LXRY
02-07-2007, 12:52 PM
Phillips Insurance Brokers (Moorabin, Melb.)
2006 euro lxry 5at
$620- private insurance (full comp, $400 excess, $900 inexperienced driver excess)

$730- business insurance (full comp, $400 excess, $900 inexperienced driver excess)

Underwriter - Allianz

viper8548
02-07-2007, 04:12 PM
Phillips Insurance Brokers (Moorabin, Melb.)
2006 euro lxry 5at
$620- private insurance (full comp, $400 excess, $900 inexperienced driver excess)

$730- business insurance (full comp, $400 excess, $900 inexperienced driver excess)

Underwriter - Allianz

Wow thats really cheap, even with max no claim bonus (60%) from aami the quote i got for a 06 Lux is around 1050

aaronng
02-07-2007, 04:15 PM
Wow thats really cheap, even with max no claim bonus (60%) from aami the quote i got for a 06 Lux is around 1050
The premium also depends on the suburb you live in.

r-r-redEuro
02-07-2007, 06:02 PM
aami is cheapest for me

hey entity, does aami allow mods ? or do you not know either :(

LXRY
02-07-2007, 06:35 PM
The premium also depends on the suburb you live in.


Yep your right Aaronng :thumbsup: Alot of other factors aswell....



Wow thats really cheap, even with max no claim bonus (60%) from aami the quote i got for a 06 Lux is around 1050

Yeah I know ;) these guys are good.

I got the same price 1000 everywhere else. All I can do is pass you guys the details and have a go yourselves.

Ask for Maureen Salmon tell her you are a friend of mine, Shen the rose grower. I recommend you phone first, as she might not be available.

There details are :-

Phillips Financial Services
1236 Nepean Highway
Cheltenham, Vic 3192
Australia.



Phone : Tel: 03 8586 9333 or 1800 819 394

Hope this helps you guys cause insurance a B*TCH.

Pssst.....You have to ask about mods not sure on this....

Peekay34
02-07-2007, 07:14 PM
Unique car Insurance they allow heaps of mods underwritten by Lloyds of London. With my Euro Lux with all mods on it $846.
http://www.uniquecar.com.au/home.html

aaronng
02-07-2007, 07:17 PM
Unique car Insurance they allow heaps of mods underwritten by Lloyds of London. With my Euro Lux with all mods on it $846

Did they insure your modded ecu as well?

Peekay34
02-07-2007, 07:39 PM
Yes they will BTW the ECU reflash is untracable anyway..... I also asked them if they will insure with Turbo or Supercharger as well... they quoted me an extra $500 on policy

BiLL|z0r
02-07-2007, 08:25 PM
AAMI here as both our cars and house/contents with them too so was cheaper + AAMI don't count accidents more than 4years ago whilst most others 5yrs which at the time counted heaps.

aaronng
02-07-2007, 08:50 PM
Yes they will BTW the ECU reflash is untracable anyway..... I also asked them if they will insure with Turbo or Supercharger as well... they quoted me an extra $500 on policy

That sounds good. I got only my suspension, rear sway bar, intake and bracing covered for $789 by Just Car. If I added the ECU in, it would be an additional excess of $500.

blk05gli
02-07-2007, 11:06 PM
GIO - no mods - very quick and efficient.

EuroAccord13
03-07-2007, 01:39 AM
I'm gonna call Unique Car Insurance and see what they can do for me just for the heck of it..

DOCEURO
03-07-2007, 10:24 AM
I have a 2006 Euro Lux.

I was with RACV, have just switched to QBE and saved 45%

Worth a look.

Suntzu
03-07-2007, 11:47 AM
AMMI have approved my lowering and 18inch wheels. They say they will approve my headers / intake pigyback when that happens. Im 33yrs old which helps. Good stuff.

Pumped
05-07-2007, 11:19 AM
Zurich Insurance, i work at an insurance brokerage, i would consider what i pay a pretty good price considering all mods are covered and my age :)

Euro76
07-07-2007, 11:16 PM
I have a 2006 Euro Lux.

I was with RACV, have just switched to QBE and saved 45%

Worth a look.

I would look at QBE, is it available for VIC as well?

Euro76
07-07-2007, 11:17 PM
Phillips Insurance Brokers (Moorabin, Melb.)
2006 euro lxry 5at
$620- private insurance (full comp, $400 excess, $900 inexperienced driver excess)

$730- business insurance (full comp, $400 excess, $900 inexperienced driver excess)

Underwriter - Allianz

Wow that's bargain mate :)
Any hidden catches?