is it worth it insurance wise?

[mytoycivic]

i was sitting down the other day, contemplating my navel when it suddenly popped into my head about what the insurance company plans to do to me when i get my D16 engine conversion for my gen 4 civic.
does anyone have an idea on what the insurance might do? will it really be that insanely bigger. ps i am paying $600 p/y right now under my mum's name. will that change much? or would you (anyone) recommend simply getting a gen 2 crx that already has the d16 in it???
ps dont worry ben its just a thought :D
thanks

[H22ACIVIC]

At 600 a year I'm assuming your talking about third party. If thats the case it shouldn't affect it at all however if its full comp you could be in for a kick in the pants.

[Weq]

it should effect it 2 much... just check with ur insurance company first.

[SPEEDCORE]

Contemplating your navel???
:eek:

[saboteur]

How old are you? JustCars ($744) for a turbo EK1 for me is only $200 more expensive than RACQ insurance ($540) for a stock one. You could just say your old engine was replaced cause it was tired, and they might even let you keep the same premium.

[mytoycivic]

nah yeh its actually full comprehensive...which to me is bloody good. $600 bux is alright eh. but does anyone (who has done conversion similar) know if it is a lot more expensive???

[mytoycivic]

BTW i am 17

[soon2b300hp]

:mad: it depends... i pay $2245 or somthing like that through just car...but every mod done to my car is insured... my last car was stolen... i did what u did and had it insured under my mums name i was paying $800 a year and i got nothing back... just car or shannons (i think with them you need a no claim bonus though)... but it is better to be safe than sorry...btw its a 98 vtir so im not sure if thats classed as a "sports car"... insurance companys are screwed, most wont insure u if they know its modified

[mytoycivic]

yeh i just heard though that 'you' can legally change the engine in ur car up to 200cc more than stock and still be ok.
technically this is not a sports engine and it is (literally) a replacement for mine as mine is on the way out anyway

[soon2b300hp]

i hope that is... i h8 insurance companys... i fought aami for nine months to get just the pay out for my last car... the only way to find out is to ask them

[mytoycivic]

which is what i plan to do tomorrow :):D:D:D:)

[mojo the flashy monkey]

im 17 and i pay $500 for my 88 civic and its under my name but its 3rd party with JustCars lol im only aloud 4 mods :P