Insurance with FD

[uwants]

How much insurance are you guys paying for ur FD?
Plus enclose which company and age =P
Cheers,

For me CGU $1300, under 25 (comprehensive)

[Shimian]

over 25, RACV, dont remember exact amount but its in the low $800 full comp

[dmx]

over 25,
NRMA, comprehensive, 65% discount ratings,
full modifications list
full accesories list
not combined with NRMA house/health ins
$500 excess + free for windscreen claims
no hire car and accomodation option
$650.00

[Shimian]

fark..thats cheap...gonna check them out

[Frost_FD]

Mine was 2700 when i first got the car.. now its 1100 with SGIO

[DylanDesign]

19 years old, currently pay $300 a year for 3rd party on my 88 prelude - JustCar. I'll let you know what it changes to when I get my Civic.

By the way, is it true you have to get full insurance by law, when you buy a brand new car?

[dmx]

19 years old, currently pay $300 a year for 3rd party on my 88 prelude - JustCar. I'll let you know what it changes to when I get my Civic.

By the way, is it true you have to get full insurance by law, when you buy a brand new car?

don't think so. full ins, basicly more for owner benefit (to get fixed).
so if u don;t take full ins (comprehsv), out of ur pocket to fix it.
doesn't matter new or old car.

[dmx]

fark..thats cheap...gonna check them out
i also ever got suspension with my license, so i have a very "good" record at NRMA eyes:D

Mine was 2700 when i first got the car.. now its 1100 with SGIO
WTF.. 2700 ? better not ins and driving safely 40 kmh everytime :cool:

[uwants]

19 years old, currently pay $300 a year for 3rd party on my 88 prelude - JustCar. I'll let you know what it changes to when I get my Civic.

By the way, is it true you have to get full insurance by law, when you buy a brand new car?

No is not full insurance by law, however one of my frd he bought a brand new car (swift suzuki). He brought 3rd party insurance, then he crash his car twice within half year. The insruance claimed that was his false, he eng up paying 7xxx and the second time i can't remember how much. Basicly he have to pay around 10k just for fixing up his car and plus excess around 3k.
Therefore the cost of fixing the cost and others ppl's car will be at least half the value of his car. So would you prefer to pay a little bit extra, just to save ur pocket?

[erorxxx]

i am 22 years old , with RACV full comp $888 plus $40 to cover all mods on my car ( body kits, 18" wheels, muffler, projector headlight)

[renegadeice]

I'm 23 years old. I pay about $1100 (with Rating 1 Protection, which is $60 included). I'm with AAMI, Comprehensive (with 3rd party property damage cover of up to $20 million *mwahahaha*)

Standard Excess: $500
Additional Excess(Male under 25): $450
Agreed Covered Value: $21,100

Does not cover:
windshield
accident rental car

ordered new wheels + tyres recently, hopefully it doesn't change my insurance cost by too much x.X

[steebs]

wen i had mine 01/07 till 07/07, i was paying approx 6xx for full comp, under my dad name - myself as a listed driver.
was with aami.

[uwants]

wen i had mine 01/07 till 07/07, i was paying approx 6xx for full comp, under my dad name - myself as a listed driver.
was with aami.

Woot, i'm with CGU and i'm listed as second driver.
They still charge me 1300, since they insure the youngest driver =.=
i should go check with aami =)

[ahmondjai]

over 25, $690 Comprehensive, excess $500
life time rating 1
full accesories list
no hire car and accomodation option
AAMI

[applio]

the insurance company also compare with the area you live in, coz when i quoting my insurance, different sub cost huge different, for example. for all the same detail, except i put address with "auburn" it cost me 11xx for full comp, if i put address as "mona vale" only 6xx for full comp..... for my fd1

[bodaas]

19 years old, currently pay $300 a year for 3rd party on my 88 prelude - JustCar. I'll let you know what it changes to when I get my Civic.

By the way, is it true you have to get full insurance by law, when you buy a brand new car?

nah, its up to you to have insurance or not, you take your own risk

unless if you purchase new or old car on finance then you must have full cover
because the car still own by finance in case you wreck the damn car

most of my cars is not insure lol

[steebs]

Woot, i'm with CGU and i'm listed as second driver.
They still charge me 1300, since they insure the youngest driver =.=
i should go check with aami =)

lols, yeh i was actully surprised with the price they quoted me.
i was 21 btw.

[uwants]

lols, yeh i was actully surprised with the price they quoted me.
i was 21 btw.

How u got a qoute that low lol...
I'm 22 clean history.......=.=
However my other car....toyota Rav4 06 model only 450. I'm listed as driver as well =.=

[steebs]

lols, i did the quote online, so i didnt bargin or anything..

shrugs* i've been told from a dude that worked at racv, wen a new car comes out, there is no data on it, hence the low price.

i guess now, they've been out for awhile, so they have more data (crashes/stolen etc) on it.

[Jo_e]

You need comprehensive by law i think. One of them you need by law so it covers you n other people if u get into a accident. If u dont want to protect ur car from getting stolen/hail wateva then its up to u etc.
man, wtf...im gettin charged heaps. T.T...maybe thats coz of my record...T.T

[civic_07]

the insurance company also compare with the area you live in, coz when i quoting my insurance, different sub cost huge different, for example. for all the same detail, except i put address with "auburn" it cost me 11xx for full comp, if i put address as "mona vale" only 6xx for full comp..... for my fd1

That is so true! I live near Bankstown airport so take a wild guess :eek:

[kelvin00010001]

I paying $1450 a year for AAMI comprehensive under 25

[Whispaa]

You need comprehensive by law i think. One of them you need by law so it covers you n other people if u get into a accident. If u dont want to protect ur car from getting stolen/hail wateva then its up to u etc.
man, wtf...im gettin charged heaps. T.T...maybe thats coz of my record...T.T

Third Party should be the minimum requirement, as it covers others that are involved in an accident of your fault.

Comp Insurance may/should be a requirement when you've got the car on finance (secured I'm guessing).

[denot]

mine was with NRMA, no winshield protection, no courtesy car
- Excess: $500
- Covered: $30,000
- 65% discount, over 25
$1,080 a year...

oh my car is FD2 btw... also I think there's a major diff between FD1 and FD2 since they badge FD2 as "semi-sports" car (whatever that means) and FD1 as just "sedan"

Note: My friend work @ NRMA before so she knows about this stuff... :p

[dmx]

i think denot right, it's also depend how much is ur car. sport model about 30-35K covered, and FD1 only about 20-25K.
and very depend on ur location. (redfern-bankstown-cabramatta prepared ur $$$ :-)

[denot]

i think denot right, it's also depend how much is ur car. sport model about 30-35K covered, and FD1 only about 20-25K.
and very depend on ur location. (redfern-bankstown-cabramatta prepared ur $$$ :-)

oops, forgot to mention I live in Kellyville... :D

[cupu-80]

got quote, $1035/ year for FD1 2008. ^_^ cheapest! JUSTCAR INSURANCE

[DylanDesign]

got quote, $1035/ year for FD1 2008. ^_^ cheapest! JUSTCAR INSURANCE

Under 25 mate?

[denot]

got quote, $1035/ year for FD1 2008. ^_^ cheapest! JUSTCAR INSURANCE

ya I hope you're under 25 otherwise its a rip off!!!

[tokyonite]

just did a quote on aami webiste, $420 full comprehensive

Excess Fees -
$500 (standard) + $400 (over 25) + $1500 extra = 2400 excess fees.... Worth it?

[allophylus]

$690 from the dealer, they uses GIO. FD2, 30 yo, $690 including windscreen and car hire options, 3 years new car replacement, $200 excess.

I was quoted $960 from RAC with windscreen and car hire options, $300 excess.

[cupu-80]

Under 25 mate?

YESS!!UNDER 25 its cheapest i could get and its reliable!

[DylanDesign]

Well the verdict is in for me...

19 years old, living in Stafford, have been at fault for previous accident 2 years ago, buying brand new civic vti auto.

Comm bank - $4100 comp
Just Car - $1600 comp (no monthly payment option)

dayyymmmmmm

[uwants]

Got a qoute from sunroof crop.
$860 under 25 as well.

[dmx]

Well the verdict is in for me...

19 years old, living in Stafford, have been at fault for previous accident 2 years ago, buying brand new civic vti auto.

Comm bank - $4100 comp
Just Car - $1600 comp (no monthly payment option)

dayyymmmmmm

wow.. looks like comm ban not only charged "huge" interest home loan
but also insurance premi:thumbdwn: $4100 :confused::(

[Jo_e]

its a civic! should be dirt cheap...
mine used to be $1700 from nrma, pretty high...but nothing compared to wat im paying now T.T