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		My Euro damaged again 
		To cut a long story short,my Mum reversed into my Euro,by mistake of course,and has badly scratched the right rear bumper.
 
 I will need to get it resprayed,and will probably have it done through insurance.
 
 Must they notufy their insurance,or do I notify mine ???
 
 They will happily pay excess,as feel SO SO SO bad.
 
 Second bumper to be resprayed,and the car is only 9 months old...GRRRRRRRRRRRRRR
 
 
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		How much is your excess? I would have thought getting a spray job would be cheaper just to pay rather than go through insurance. 
 
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		which makes u wonder why u fork out insurance at all soemtimes doesnt it 
 
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		Their excess is $500,but I think this will be more than that,as a respray of the front was $600,and I think the rear bumper is bigger ??? 
 
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		$600 or a bumper! I got my civic bumper re-sprayed for $250. I know its a bit smaller but still shouldn't cost more than $350. 
 
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		Its just a rear bumper, dont bother going through insurance. You can get it professionally painted for under $500 and your parents wont lose their no claim bonus. 
 
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		Yeah, for something like that, I wouldn't go through insurance. 
 
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		Get a couple of quotes and if they're around 500-$600 don't bother going through insurance. 
 
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		Ask some painless dent removal people. Mobile service... Come to you and stuff. And they can do suprisingly a lot for cheap. 
 
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		if you claim insurance, you going to pay excess, perhaps lose the NCD and next year you are going to pay even more for insurance 
 
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		Got a quote today, it is $645 for a complete respray at Astoria Honda. 
 
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		dont go to a honda dealer or specialist
 any panel beater will do