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RACV and Just cars are the go. RACV has unlimited mods to but its 5 dollars per mod. Racv quoted me 3000+ and 1.8 to 2k under dads name with second driver. Most of the other companys wont insure you coz you're under 25. Best bet is Get your dad or mum to insure the car and dont mention a second driver.
I do the same thing, mines $670 a year:pQuote:
Originally Posted by Sp3rMz
u lucky bumz =P.. i hafta pay like double that =(
whats a broker?
if im not a nominated driver they said they wont pay if i have an accident or something like that? coz im under 25 or sumthing...
racv is 3400 as nominated driver whereas if i do it myself its 5400 haha
and they also said ratings is how many years youve been driving, i thought it was how many years uve had insurance....
sp3rmz how old are u? if u have an accident r they gonna pay 4 ur car? urs is japspec ye?
is the honda insurance cheap?
a broker is someone whos job it is to find financial products for you e.g insurance. they do the legwork and they get a cut as well. sometimes worth your whileQuote:
Originally Posted by itr_112
as for ratings, well yeh. both yrs of driving exp (in Australia!) and no. of years insured (NCB) will factor into this
Honda insurance is underwritten by Swann, which is part of IAG. NRMA also is part of IAG. what i don't understand is that 2 different companies can charge different premiums yet it's the same parent company?!?!?!?
when i was with Honda Insurance i found them to be okay, as part of the policy they also have 14 day car hire if you have an accident etc (which i used)
Here the go I am 20, By law in Melbourne i am not able to drive a honda integra type R of any type. I own a AUSDM. By me sayin gettin ur car insured under ur parents name they are responsible of the car. If you crash the car and admit to it obviously you do not get your car insured. If there are no police involved and no witness and its your fault just give your dads details and said he crashed it. Although its insurance fraud majoirty of the people do it. Its up to you if u want to take the risk or not. In the end you shouldnt buy a car you can not afford insruance for thats the buttom line. ALso it is against the law to be driving one also. Why not wait till u get ur ps. No cop hassles also no insurance hassles.
I forgot to add your last options. 3rd party neally everyone will insure you under third party and you get your own rating to. Although i do not advise this. As Australian statistic stands all P platers will crash their cars at least under their Ps. It is a true fact although we all think we're heros and a the best drivers.
i think that is one of the most intelligent posts i have seen so far :DQuote:
Originally Posted by Sp3rMz
(i've left the original spelling unchanged but you get the general idea)
Why must you point out its the most intelligent thing you've heard, then at the same time have to point out my spelling error :thumbdwn:
Truth is I orginally was planning to buy a My00 WRX. Only reason why I did not purchase one was insurance. P platers + WRX just dont happen and if does asking for a very very very large sum from just cars. Unless you want third party. So I ended up with a type R which I must say the best car ever :D
no offence manQuote:
Originally Posted by Sp3rMz
i was just saying that's probably the most sensible piece of advice regarding insurance cause it's so true
i mean, you can't stay on your parents insurance forever or whatever it is. eventually you will have to go out and get your own insurance and you will start from no NCB at all (? - is this true? i'm sure people will jump on me if it isn't :D )
at the end of the day, i guess you can do what you like. but if you're upfront about it with insurance then if anything happens, expect it to be solved with relatively no fuss.
Agreed.