Printable View
Hey alps, don't worry man I'm in the same boat. I'm 20, I just bought a s2k and I'm in so much strife atm. The term "baller" given to p platers who drive s2000s really do apply; I pay $3,000 for insurance / year, plus paying off the loan. What's worse is that I have a daily too! I can probably buy another one in 4-5 years! Stick with it man, I'm taking up a part time job just to support my addiction.
Keep ur head uP man. U wanna b mature? Work full time study at night. I dunno how half the p platers afford to own an s. I got off my ps in April this yr, but owned my s2k 16mths prior to that and was working ft and studying ft. I've had very similar problems with my s the same that u have, and have just managed to pull thru most of them slowly, but there are a few biggies left to sort out. Also, I didn't get a loan for it so it was much easier for me to pay for the issues I had, mind u the year before took forever to save!! It's really uP to u dude, but if I were u, like others have said, you've come this far man, get what really needs to be done as ur first priority, then worry bout the rest :)
Thanks dude! i think i will. even if my car has to sit unused in the back yard. i'm thinking of getting a run around car so i stop using the S soo much and causing more and more problems all the time. my lil bro is saving for a car when he turns 16 in feb. might help him save and get something decent that i can drive aorund as well.Quote:
Originally Posted by s2kjn
Screw that you're not going to drive anything but your chariot :P. just be easy on it for now and don't blow unnecessary cash on it!. Maybe get a long term loan (30 years) and secure it with something so you pay lower interest. I'm a finance major so I can give you some advice on how to lower your monthly payments.
I'm 21 and finishing uni in a month but I work semi full-time as well. I rate studying and working is the way to go, work 3 days a week and study 2.
Like everyone says, don't give up unless you have no choice... rock on!!!!
p.s. ill buy your wheels
yea im the same atm, just turn 21, had this s2k for a year! i love it but kinda stressed out of money shit too.. but i never got a loan so im pretty happy =P
3 years of saving got a s2k, a shitty golf as my daily and! study business management atm too and i work 5 days a week nearly >.<.
so many young ones with s2000.
damn im a doctor and i cant even afford mods =P lol serious......
Scary aye, I'm 20 about to buy an S haha
Guess I'm going to have to budget extremely well to manage the mod bug lol
Coz you're probably too busy with epic assets. Sell me one of your mansions :P haha just kidding.Quote:
Originally Posted by drsilliez
Yer maybe i should extend the period. it's at 7 years with 6 and 2 months remaining. i'll give the bank a call. i can make the repayments and still have cash spare but it's the extra expense the car keeps costing me that leaves me broke. it's not a couple hundred dollars. it's always a few gs the car costs me. they're such a high maintenance car.Quote:
Originally Posted by Simmoyo
yea i no how u feel man.. i got a 2k rebuild on the gearbox soon and im cut.. got paid 3/4 this week and i have to blow it into it.. du ma.. but end of the day im guessing its worth itQuote:
Originally Posted by ALPS
Longest term any bank does on a personal loan is 7 years. which is what i've already got.Quote:
Originally Posted by Simmoyo
fukk how much interest do you pay on top??Quote:
Originally Posted by ALPS
i never got a loan before i always save my money to buy. i did alright saved 20k in a year..madd asian tightass noodle everyday LOL