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some 3rd party policies actually come with something called uninsured motorist damage. Yes you technically cannot insure the car with pre existing damage and just remember your duty of discloser if they find out that you lied they will terminate the policy and start the recovery process. I work for an insurance company if u are not honest from the start it will bite you in the arse!!!!!
OP please don't do this as it's not the best thing to doQuote:
Originally Posted by JDM DC2R
as when they have evidence
they can refuse payout
but worse they can bring you to court and put you under oath etc. etc.
Quick question ... Are you over 17 where you think reality is a theory still?Quote:
Originally Posted by JDM DC2R
Or does reality need to be something you lift at jim to actually comprehend it?
At OP ... did you actually see the driver rear end you? Because if you know what the cars brand and colour was you should investigate surrounding areas which have camera surveillance to get the number plate etc.
Just re-read this but I hope you're aware that insurance companies spend a lot of money in investigating fraud, to say the least I was at a session this week from one company which had a member from their fraud department present who used to work for the federal police.Quote:
Originally Posted by JDM DC2R
So I hope you think twice in case you're considering being moronic enough to attempt something like this. So you know as well its generally not the amount they'll go after it will be the fact you're trying to cheat them out of money.
This isn't like taking something stupid like steroids where you'll get a slap on the wrist for doing it.
he already file report to policeman,how to trick insurant?
JDM insurance dudeQuote:
Originally Posted by YeahByuddy
Went to get insurance ... Got magic beans instead ... Dat Simpsons influence
Dumb insurance fraud idears aside i think your best off talking to your insurance company as many have mentioned some policys have a clause in regard to uninsured drivers where they will pay $xxxx or market value what evers less, but thats only if its a write off. post a pictura
Quote:
Originally Posted by Daveho1
Fixed
should check with where you parked if there were any cameras cos it'll be useful evidence as well
with the colour of the offenders car matching to the damage
also insurance companies investigate to prevent fraud do don't do anything illegal
Sorry to hear bro,
A claim under Thrid Party Property Dmg uninsured motorist exention can only be lodged if you have a third party/responsible rego or details. if you dont have any details they will not lodge a claim for you. your insurance companies Product Disclosure Statement will have the minimum requirments to lodge for this sort of claim on TPPD Policy.
The only option you are left with is possibly getting qtes and seeing what is the best deal for you to repair your car.