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I'm with enthusiast underwriting, and i picked my own agreed value. First year it was 1200 because i hadn't driven a high performance vehicle (my beast of a stock 100kw prelude doesnt count lol).
second year its about $800. requires driving low kms and keeping car in garage etc. I still cant believe how cheap!
With Lumley's as well. Gonna bump it down to limited use when renewing as it's not a daily anymore, hopefully it'll be a decent reduction.
Not sure what the policy change is, as i don't recall getting any letters/emails regarding it.
I'm paying 2.8k with Shannons, 22 yrs old under my name, ap1 with agreed value of 26k. it was by far the best option compared to some others i was quoted.
I currently pay $800 pa, 30yo, 99 s2000 for an agreed value of about 18-19k...
Due to work changes, I drive less than 5000km pa (I've only driven 1500 so far this year)... What insurance companies apart from Lumley have lower insurance premiums with restricted kilometre driving?
Wow, there is perhaps some advantage in being a clapped out old fart.
I went back to Shannons after a claim on the TR7. The drivers door was picked up, pulled forward, & jammed into the fender. It was an expensive repair, including a new door for what looked like minor damage. Shannons approved it quickly, at my preferred repairer, & I was so happy I gave them all of my cars.
The S2000 is 2001, 40,000 kilometers & mint. I drive it about 4500Km a year these days. Shannons agreed value $26,000 for $800. The TR7 is very cheap at less than $300, & the others are quite OK, if not cheap.
Coles was quite a bit cheaper, but no agreed value, or choice of repairer, & they won't insure the TR7 or TR8.
That sounds good. How do i become a clapped out old fart?
I'm afraid it takes years.
lol time with the car i think is important. like i was saying for mine, after finding my receipt it was like $1800 first year, 1200 second year, 690 actually this year, less than i thought! so cheap :/ im 26 btw. maybe the 25yo barrier made a differance