^ NSW is the only remaining deregulated state... in every other state the CTP is part of the rego, and you may or may not have a choice of who you'd like your insurer to be, but only one payment... whereas in NSW you have the responsibility or organising a CTP yourself, as well as a Pink Slip if required, and then to pay your registration.
Compulsory Third Party Personal Injury Insurance (CTP) covers you as the driver at fault in an accident, for injuries sustained by any third party, ie. passenger in your car, or other cars, pedestrians, cyclists etc. Depending on the insurer, you as the driver at fault will also be covered for specific scheduled high level injuries
Comprehensive Motor Vehicle Insurance covers damage to your car, others cars, and any general property which could be damaged in an accident that is your fault.
since the ctp is seperate in nsw, i was watching the force the other day and some poor guy got booked by the cops and he didnt have rego, so he got a fine for not having rego + since no rego another fine for no insurance.
just a question out of curiousity, in other states would they get double fined like this, or just a single no rego fine which may cost more?
Originally Posted by MikeyG
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