insurance companies

[Omond]

[Omond]

It's a little unclear, but mines a 99 AP1 insured for $17,900 with Coles and paying a premium of $882 per year, I'm 35 years old.

[bilaldabab]

im paying 1400 per year insured with aami for $18,500. I'm 25 years old

[aozora]

Sorry to bump up an old thread but I have to add Lumley special vehicles insurance is ideal for insuring S's if you're not driving for more than 3 days a week on average. I asked if they covered market value and not agreed value if the time came to claim, but they assured me it would be the agreed value (I didn't get scammed... right? lol). In addition, you're able to select your own repairer which is amazing.

I'm 27 and paid $969 for a 12-month insurance plan with $650 excess, and that includes windscreen (+$50) and rating one secured even if I have to make a claim in the next 2 years if I remember correctly (+$40).

Anyone had any past experiences with them before? They've got a 14-day full refund policy so if I decide to change, I'm able to just ring them up and cancel my plan.

Edit: They covered for my aftermarket suspension/wheels as well. I read the fine print and I can't drive more than 8,000 km's p.a. which is fine with me since it's not a daily.

I tried going with them but they wouldn't cover me for some reason? Something about recently policy change...

[Torell]

I'm with enthusiast underwriting, and i picked my own agreed value. First year it was 1200 because i hadn't driven a high performance vehicle (my beast of a stock 100kw prelude doesnt count lol).
second year its about $800. requires driving low kms and keeping car in garage etc. I still cant believe how cheap!

[yoshii]

With Lumley's as well. Gonna bump it down to limited use when renewing as it's not a daily anymore, hopefully it'll be a decent reduction.
Not sure what the policy change is, as i don't recall getting any letters/emails regarding it.

[afonse]

I'm paying 2.8k with Shannons, 22 yrs old under my name, ap1 with agreed value of 26k. it was by far the best option compared to some others i was quoted.

[PharmerDan]

I currently pay $800 pa, 30yo, 99 s2000 for an agreed value of about 18-19k...

Due to work changes, I drive less than 5000km pa (I've only driven 1500 so far this year)... What insurance companies apart from Lumley have lower insurance premiums with restricted kilometre driving?

[Hasbeen]

Wow, there is perhaps some advantage in being a clapped out old fart.

I went back to Shannons after a claim on the TR7. The drivers door was picked up, pulled forward, & jammed into the fender. It was an expensive repair, including a new door for what looked like minor damage. Shannons approved it quickly, at my preferred repairer, & I was so happy I gave them all of my cars.

The S2000 is 2001, 40,000 kilometers & mint. I drive it about 4500Km a year these days. Shannons agreed value $26,000 for $800. The TR7 is very cheap at less than $300, & the others are quite OK, if not cheap.

Coles was quite a bit cheaper, but no agreed value, or choice of repairer, & they won't insure the TR7 or TR8.

[curtis265]

That sounds good. How do i become a clapped out old fart?

[Hasbeen]

I'm afraid it takes years.

[Torell]

lol time with the car i think is important. like i was saying for mine, after finding my receipt it was like $1800 first year, 1200 second year, 690 actually this year, less than i thought! so cheap :/ im 26 btw. maybe the 25yo barrier made a differance