Originally Posted by
furythree
cooper S is a chicks car....dont get it.
also getting my springs installed wednesday.
and my insurance just expired today. havent renewed it yet cause i dont need the car anymore except for weekends (new job is 12 mins away from home via bus lol)
i just spent all night looking at policies to buy. i can lie and buy bingle.com for $660 (using uncle's name, and no mods) or i can list new mods (bodykit + suspension) and pay $960 (still using uncle's name) but then i figured if im going to lie about the driver, really, im only covered on theft and vandalism (unless they allow u to claim for under 25 yrs old even if u didnt list them as a driver, cause it could have been a one time thing) so really, no point in listing mods right?
gargh, installing mods just opened a whole new can worms for me...cant decide which route to go. St george's insurance actually lets u state the value of the mods you have, i put $1000 as the mod's value to replace (cause if i have an accident, i dont mind reverting back to stock anyway, if its third party, then they will replace it for me anyway) and they only charged me $15 extra premium.
but really, the different between fessing up about mods or not is like $350 premium
and it really comes down to whether a) they void claims if u dont tell them, b) cause i dont want the mods to contribute to value of car anyway, so dont wanna pay margin for it