why are 5th gen preludes expensive for insurance?

[yourfather]

you should be in the mates that talk shit thread.

[migoreng]

$850 comprehensive for me with just car.
if someone hits me...no issues...i get my car fixed...

if i'm at fault..excess is nearly $3000...
i only drive to work and home...hardly go anywhere else/never park anywhere dangerous...i'm a very alert driver..chances of me sideswiping/rear ending someone? never...

=_=

[r3ckless]

you should be in the mates that talk shit thread.

LOL..here we go again, r u f*ing dislillusional? ...... how am i talking shit.. better justify ur response u nooob.

[Ero_Sennin]

i was insured with aami for 1200 with excess of 900

[NaChOs]

insurance is expensive not doubt about it.. My insurance was the same bro dw

[Manabir]

LOL..here we go again, r u f*ing dislillusional? ...... how am i talking shit.. better justify ur response u nooob.

ignore him....he is an idiot and always shit talks in the prelude section.
try to use an "ignore it and it should go away" approach.

[Petronas]

if i'm at fault..excess is nearly $3000...
=_=

WTF... How does this work...

[rbk_212]

WTF... How does this work...

hes got a low premium because he has a massively high excess, its a risk but it can pay off if you dont have an accident

[TonyD]

I'm a 20 year old student who lives in a high risk melbourne suburb, and I'm with Western QBE (ie: ING, most Credit Unions, etc use them) and I pay $2300 a year premium. However I have an excess of $700 should anything happen.

When I looked at JustCar I had a premium of $1400 but an excess of close to $3400. I went with QBE lol. Smarter option I thought.

[HaiiSon]

I'm a 20 year old student who lives in a high risk melbourne suburb, and I'm with Western QBE (ie: ING, most Credit Unions, etc use them) and I pay $2300 a year premium. However I have an excess of $700 should anything happen.

When I looked at JustCar I had a premium of $1400 but an excess of close to $3400. I went with QBE lol. Smarter option I thought.

WOW insurance is expensive for preludes o.O
Have you tried putin ur dad's (or any1 thats been driving along time) on your insurance as main driver, and you as the second driver who only drives "a few" times a week?

[TonyD]

Yeah I did try that, but there were two reasons why I couldn't do it:

1) I took out a loan on the car, and when they saw that it was financed under my name but my dad was the primary driver, they queried it and denied it.

2) I've established my driver history. Having yourself as a secondary driver means you have to wait two years before going up one rating. I'm already Rating 3 at 20, most of my mates are still Rating 5 because they've never insured their own car.

[koj]

im 22 and i am with cgu, sydney inner west, 750 per year and 650 excess.

with justcar i got quoted 1600 for renewal and about 2k excess.