Hail damage claim with Justcar Insurance?

[tony1234]

hi there,

I got Civid Fd 2007

Parked my car in southbank last night , I got flood and hail damage in to my car .. the water goes in to the car and water almost reach the passanger seat , strangley enough i can start my engine.. and

the hail damage is really bad and dent every where...

my question is if i lodge claim for hail and flood damage through RACV will i need to pay one excess or two excess??

What is the likely my car got written off?

Manged to ring them this morning however, someone will ring me back withn 48 hours

Thanks,

You'll pay only 1 excess.Doubt your car will be written of due to it's age.

[EGBenny]

i think dent removalists will be laughing for the next month.

[erorxxx]

thanks for the reply stiq and tony..

the only bad thing my excess is $2000 , hope my my car will be written off , problem with the car so far That I noticed air bag light is on , hand brake light is on , the muffler sound is very loud and not sure with the engine and fluids

[tony1234]

Oh, thanks. I have the "rating 1 for life" thing, so doesn't affect anything other than the excess I'll be paying right? Cos I read somewhere that someone said "hail damage claim = no further insurance".

Lol, think I should stop worrying too much.

You'll only pay whatever your excess is but wont lose your no claim bonus.

[felixd]

dats sux

[aaronng]

Really? I thought that "natural events" like storm etc will not affect the no claim bonus.

Should read your policy's disclosure statement.

For Just Car, you are covered for natural events.

You are not covered for damage by war, warlike activities, revolution, looting or pillaging (so if you see a riot coming your way, drive away! That is not covered if they bash your car).

Also not covered for nuclear strike, nuclear weapon damage, nuclear fuel damage, nuclear waste damage, radiation damage, chemical contamination, chemical weapon or pollution. Sounds like you shouldn't carry any chemicals that can hurt you or damage your car because if it spills, the damage is not covered.

[V205]

A little bit off topic but...anyone know if AAMI lifetime Rating 1 full comprehensive will still require excess payment? The call queue is 3+ hours!!

[Stig]

lmao aaronng that post made me lulz

yes you would require an excess payment

[wendy]

A little bit off topic but...anyone know if AAMI lifetime Rating 1 full comprehensive will still require excess payment? The call queue is 3+ hours!!

Don't wait. If you go to their website, you'll see a link for storm victims. I think they've only put it up yesterday evening. Just fill up the required information and they'll call you back.

[rodericb]

thanks for the reply stiq and tony..

the only bad thing my excess is $2000 , hope my my car will be written off , problem with the car so far That I noticed air bag light is on , hand brake light is on , the muffler sound is very loud and not sure with the engine and fluids

On a 2007 model car? How about the manufacturers warranty?

[blk_shadow]

On a 2007 model car? How about the manufacturers warranty?

I don't think manufacturer's warranty will cover this, as this is not the manufacturer's design fault or something along that line.

[erorxxx]

On a 2007 model car? How about the manufacturers warranty?

I dun think the manufacturer warranty will apply .... as damages were caused by flood and Haill ....

thank God as flood and hail were happened at the same time so I only need to pay one excess

anyone knows if insurance company will cover the cost for the card detailer as well to clean the interior due ti flood?

Thanks