My poor 1997 VTIS

[EuRo[69]]

Yeah, im 3rd party and if someone uninsured hits me, im covered 3k. So 3k should be able to repair most of it. The rest the dickhead can pay

Why not? Claim your insurance get police report and get it quote then send the bill to that guy.

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[tuppelo]

Mate why do you stress..If you have his details your are all good..Call your insurance and they will pay you out the whole thing..Then they will chase that guy for their money and they will get it even if he needs to take a loan to pay them back.....No stress bud (if you have his details as I said)...