I'm currently on RACV for $2000 under parents name.
I obtained a quote from Coles which is only $640 and covers drivers under 25. If i add in my name as another driver, it becomes 1280 which is still a heck of a lot cheaper than RACV.

On RACV, i believe that if i crash, i pay standard + age excess = 950ish
On coles, it'll be the same, however they don't state anywhere their age excess. the standard is 650.

Can anyone give their opinions, or if they are insured with Coles to state their experiences also.

Cheers

PS. i'm 18, with a 98 integra gsi (dc4)