A Truck Hit My Car :( will it be written off?

**Alexplicit** · 31-03-2012 07:31 AM

hey guys sad day, is sad

yesterday afternoon a semi trailer truck didn't see that i had merged in front of him, and as he crept closer to the traffic lights he was pushing me into the car in front.

The damaged really isn't all that bad but i'm still terrified. but it is a genuine JDM integra Type R 96 spec.

what i know will need to be replaced/repaired rear bar, rear garnish, rear drivers side quater is slightly dented/creased. front bar, front grill maybe headlight not cracked or anything possible tab damage.

from what ive found on redbook, Aus delivered type R's are only worth 10k WTF? what would that make my market value worth?
ill post pictures up later

**chauster** · 31-03-2012 08:01 AM

Originally Posted by Alexplicit

hey guys sad day, is sad

yesterday afternoon a semi trailer truck didn't see that i had merged in front of him, and as he crept closer to the traffic lights he was pushing me into the car in front.

The damaged really isn't all that bad but i'm still terrified. but it is a genuine JDM integra Type R 96 spec.

what i know will need to be replaced/repaired rear bar, rear garnish, rear drivers side quater is slightly dented/creased. front bar, front grill maybe headlight not cracked or anything possible tab damage.

from what ive found on redbook, Aus delivered type R's are only worth 10k WTF? what would that make my market value worth?
ill post pictures up later

Your itr is import and damage is quite bad. In saying that the trucks insurance should ask you roughly how much you believe your car to be worth and then they base it on that. Good luck

**Alexplicit** · 31-03-2012 08:06 AM

and what should i say its worth? should i add the face that is extencively modified?

it has buddy club coilovers, buddy club camber arms, toda cam gears, JACKSON RACING SUPERCHARGER, hondata, toda flywheel, 440cc injectors, 2.5'' mandrel, toda headers, around 5k worth of audio, etc. does any of this matter? what should i say the car is worth?

**senna** · 31-03-2012 08:11 AM

What is your car insured for? If all that gear is listed on your insurance then your agreed value is surely something you have decided on - if your insurance is at market value then you can kiss all that added value goodbye.

Judging by the daaged you have described i don't think it will be written off, but again it depends on what the car is insured for - market or agreed.

**dougie_504** · 31-03-2012 08:19 AM

Write off in VIC only needs to be damage to the value of about 40% of the car.

What's your agreed value?

**Alexplicit** · 31-03-2012 08:22 AM

my car isnt comprehensively insured

it simply is too expencive. for a 21 y/o driver, i know i should of had it insured but unfortunately thats how it is.

**senna** · 31-03-2012 08:31 AM

OK, i'm gonna do a told you so/son i am disappoint thing here....

Comprehensive insurance too expensive? Yet you drive a highly modified imported car? This is madness dude.

Its gonna be a hell of a lot more expensive to buy a new car or buy this one back if they write it off...

**Alexplicit** · 31-03-2012 08:39 AM

i kno

the thing with modifying this car is that you can do part by part and take as long as you like to modify such things, with insurance you pay the set amount or else your insurance is null and void, ive been playing with this car for 3 years now.

at the end of the day, yes your right.

**dc2r-0636** · 31-03-2012 08:39 AM

Originally Posted by senna

OK, i'm gonna do a told you so/son i am disappoint thing here....

Comprehensive insurance too expensive? Yet you drive a highly modified imported car? This is madness dude.

Its gonna be a hell of a lot more expensive to buy a new car or buy this one back if they write it off...

Would you pay $3500 per year on full comp insurance on a car worth 10k ? Where as 3rd party fire and theft is $440