A Truck Hit My Car :( will it be written off?

[Killa From Manila]

soo...why did you merge inbetween a semi trailer and another car. dont you know how long it takes a truck to stop.

[Alexplicit]

I'm not an idiot mate, I was already at the traffic lights. He pulled up behind me, then began to hit me. He could not see me, his words were I thought I only saw one car stopped at the lights.

[curtis265]

soo...why did you merge inbetween a semi trailer and another car. dont you know how long it takes a truck to stop.

not the time and place for this

[na-118]

this car will not be written off

[androo]

soo...why did you merge inbetween a semi trailer and another car. dont you know how long it takes a truck to stop.

Very true... Especially if you then brake abruptly due to a red light.

OP, if you currently have your car, part it out now. Take all your parts off especially your super charger as this is a bit of a gray area ragarding your claim. No damage to the kit whole have been done during this accident so you can make some money back anyway.

For everyone who is bagging out the OP regarding not getting full insurance, pull your head out of your arse. First of all this accident was technically not his fault and therefore besides convenience reasons, comprehensive insurance is irrelevant. Secondly, both comprehensive and third party insurance would be void if the OP is not allowed to drive a supercharged or turbocharged car (OP can you confirm?).

Regardless, most people cannot comprehend spending upwards of $3000-4000 a year to insure a car worth less than $10,000-$12,000. In only 2 years the OP has almost paid the value of his car for 'insurance'. In this case, almost all but the worse accidents can be repaired using the $4000 premium the OP would have to pay for a years cover. Does this make sense to anyone?

OP, DW when I was the same age as you and was quoted $3,400 to insure a $4000 Integra VTi-R (market value)............ But some idiots out there think we should pay this amount. Worse case scenario, if I crash into someone 3rd party ($700) pays for their damage, and if my car is a total wreck I can go buy another car from the money I would have spent on full insurance.

Also, if our premiums are $4000, please don't talk about adding 'agreed value' on top of this... Then it would just get ridiculous... Everyone assesses the value of insurance vs their own position and while some people make very stupid decisions ($50,000-80,000 car, no insurance), in cases where the car has little value and full insurance is extremely high, it doesn't make sense. Especially when you're talking about your own money and not your mummy and daddy's.

[Bludger]

Very true... Especially if you then brake abruptly due to a red light.

OP, if you currently have your car, part it out now. Take all your parts off especially your super charger as this is a bit of a gray area ragarding your claim. No damage to the kit whole have been done during this accident so you can make some money back anyway.

For everyone who is bagging out the OP regarding not getting full insurance, pull your head out of your arse. First of all this accident was technically not his fault and therefore besides convenience reasons, comprehensive insurance is irrelevant. Secondly, both comprehensive and third party insurance would be void if the OP is not allowed to drive a supercharged or turbocharged car (OP can you confirm?).

Regardless, most people cannot comprehend spending upwards of $3000-4000 a year to insure a car worth less than $10,000-$12,000. In only 2 years the OP has almost paid the value of his car for 'insurance'. In this case, almost all but the worse accidents can be repaired using the $4000 premium the OP would have to pay for a years cover. Does this make sense to anyone?

OP, DW when I was the same age as you and was quoted $3,400 to insure a $4000 Integra VTi-R (market value)............ But some idiots out there think we should pay this amount. Worse case scenario, if I crash into someone 3rd party ($700) pays for their damage, and if my car is a total wreck I can go buy another car from the money I would have spent on full insurance.

Also, if our premiums are $4000, please don't talk about adding 'agreed value' on top of this... Then it would just get ridiculous... Everyone assesses the value of insurance vs their own position and while some people make very stupid decisions ($50,000-80,000 car, no insurance), in cases where the car has little value and full insurance is extremely high, it doesn't make sense. Especially when you're talking about your own money and not your mummy and daddy's.

need to talk to you.

[Alexplicit]

@bludger ^^ ?? LOL

I unfortunately just moved into. Newcastle, and all my factory items are in dubbo so its quite a drive for me to get parts then uninstall then reinstall factory intake etc... And working a new full time job would be hard to juggle all these things around. I'm thinking maybe get the quotes and if they decide to write it off then worry about it. I'll probably install the b20 and take my entire setup out. Could I do this?

[Bludger]

@bludger ^^ ?? LOL

I unfortunately just moved into. Newcastle, and all my factory items are in dubbo so its quite a drive for me to get parts then uninstall then reinstall factory intake etc... And working a new full time job would be hard to juggle all these things around. I'm thinking maybe get the quotes and if they decide to write it off then worry about it. I'll probably install the b20 and take my entire setup out. Could I do this?

the issue Androo's talking about is you not being covered @ all because you're not entitled to drive your car with the supposed modifications you have.

[WATAJK]

soo...why did you merge inbetween a semi trailer and another car. dont you know how long it takes a truck to stop.

This.
Not having a go at you OP but i drive trucks for work and i can't stand it when people go infront of me to gain one spot infront just to see how quick they can move up in line...
What you must be aware of... A semi isn't going to stop for you always.

By the way, i just remembered, you better hope he didn't film you, most truckies now have camera's recording constantly whilst there driving to show stupid antics of other drivers and to show how they aren't at fault and that it's generally a driver who has cut them off.
So if you are telling the truth which im assuming you are, you should be fine but if your pulling strings here, you'll get torn a massive new a-hole if he has caught what you've done on camera.

Hoping the best for you mate.

the issue Androo's talking about is you not being covered @ all because you're not entitled to drive your car with the supposed modifications you have.

But if he's not at fault then a claim should be processed regardless because insurance companies (when third party and not at fault) will not look for things to void his insurance as he wasn't the one who caused the accident (assuming).
They will be assessing to see at first if they can void the truckies insurance if he has an unroadworthy truck etc.

I do agree on the matter that if he has heavily modified his car, regardless, full comprehensive is a must.
Each to there own, i originally didn't have full comprehensive in my first year of ownership of my DC5 but now have had it for 2 years.
You do feel alot more comfortable driving.

Feel free to say other wise.

[Bludger]

But if he's not at fault then a claim should be processed regardless because insurance companies (when third party and not at fault) will not look for things to void his insurance as he wasn't the one who caused the accident (assuming).

mate.

WATAJK


if he's not following the law by driving a vehicle he's not meant to be, it's his fault regardless.

watajk

[WATAJK]

mate.

WATAJK


if he's not following the law by driving a vehicle he's not meant to be, it's his fault regardless.

watajk

Your an absolute turd considering i only quoted and replied kindly.
He's driving a vehicle he's not meant to be mate, yes, then again he never caused the accident.
Details were exchanged, he won't have any problems with his own claim as he isn't fault.
If he caused the accident then his insurance would be void because he's driving a vehicle he shouldn't be.

THE only way they would have voided him (regardless if at fault or not) was if the police were called and he was issued a penalty notice that said he was driving a car not within his limits.
If the police were called and no notice was given then im sure this will be resolved with no problems towards OP provided he isn't at fault.

Don't like my answer to bad.
You mad bro?

[Alexplicit]

If they can spot the kit then so be it. Factory intake car looks stock in engine bay