Insurance agreed value

[arsenal93]

What are your agreed values guys?
I have an 2002 with 115000km on it in perfect condition worth at least $26000-27000
Last year my agreed value was $28000
Premium is $1381 under my dad who is 60 years old rating 1 driver.
Now my insurance renewal is coming up with a $21000 agreed value and I've spent ages on the phone with RACV and the maximum they will do is $21500, I had a similar argument last year and got it up to $28000 but they wont budge this time. They gave me the contact number of glassguides (who they get their values from) and said to dispute it with them, these guys base their values on pickles auctions which is complete bullshit as we all know how much cheaper cars sell at auctions. The guy was trying to tell me that the value of my car was between $16000 and $17000.

Which company are you guys with and whats your agreed values and premiums?

[Ten Four]

QBE
Dads
$710 P/A, agreed $25k. 113km, 1999 model.

[arsenal93]

QBE
Dads
$710 P/A, agreed $25k. 113km, 1999 model.

Just got a quote from them, agreed $27k and $880 P/A.
Trying to find their policies and disclaimers though as our insurance brokers warned us that a lot of these insurance companies have shifty policies.

[lolmclol]

pickles auctions

lulz @ sauce

.. try vero, unrelated but I'm paying $800~

[Dylaan]

I'm with JustCar, 2001 with $21,000 agreed value and $1200 P/A... the joys of being under 25.

[Bruunz]

Company Policy bought from Allianz - 2001, 177000km, High $19K value, my premium varies from $500 to $1600 (its based on factors other than the car.)

[geekface]

RACV $1600 P/A for $25500 agreed value. 24yo living in the scummiest suburb

[Omond]

I have the same issue with agreed value. I got approximately 5 quotes and all were valuing between $14,500 and 15,200 for a 1999 S2k with 140,000km. Ended up signing with Coles insurance for and agreed value of $17,900, which was the highest I could negotiate. Premium is $840. I'm am 34 years old rating 1, live in Mentone VIC and all drivers need to be above 30.

All the insurance companies advised that they get their values from glasses guide/ Redbook. As you know, the value to replace a 140,000km in good condition is at least $18k.

[charlie15]

How am I paying 1800 pa with just car and I'm 25 yo

[Omond]

How am I paying 1800 pa with just car and I'm 25 yo

My premium was high until I turned 30 years old. You can generally play around with your insurance excess to influence your premium. My excess is $600.

I have only recently signed up with Coles insurance (last week) after being with Youi for a number of years (Youi would only value my car at $16,100), but I'm a little worried as Coles customer service is lacking, after calling them yesterday, compared to what I'm used to with both Youi and Bingle.

On another note, I received an an email from Dodo announcing they are now doing car insurance. Can any share their experience with Dodo?

[charlie15]

RACV $1600 P/A for $25500 agreed value. 24yo living in the scummiest suburb

Racv would only insure me for $17,000 and I'm 25

[black8thgen]

NRMA $1300 p/a with $27,000 agreeed