Yeah i would go with he POD man, you may however need to conceal it in box or something depending where you lie, in ACT its legal im pretty sure.
Panel filter you wont gain much it will feel stock while with a pod its more responsive and sounds cool hehe. I doubt that even the hot air sucked in by the pod will make it worse off than panel.....the only downside is when you are stopped at lights or something on a hot day you will loose some bottom end but once you are moving its fine.
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