EP3R Insurance

[aaronng]

thanks everyone for the input! i just got a pretty decent quote from Just Car..Excess would be 1,700 and 1,661 annual premium. Can anyone vouch for Just Car as a good insurer??

Have you called Shannons for a quote as well?

[BongStyle]

Have you called Shannons for a quote as well?

To be able to get insurance with Shannons all drivers must be over 25 years old i think i'll probably just go with justcar

[typercivic]

you don't have to be. i'm 20 and starting a policy with them tomorrow for the ep3.

[VTi_b0i]

U sure? im sure when i started my policy a few years back with Just Car, i tried Shannons and im sure they said i had to be 25.
Let me know how much u get quoted tho, because im looking to purchase an EP3 soon aswell.

[Nepolian]

Try vigil and dawes guys. May be a little cheaper, depending on your circumstances. Theres more than shannons and justcars out there. Shop around. I saved $600 just by dropping the premium from 30K to 25K. All depends on how and where you drive the car I suppose.

[VTi_b0i]

yeahh but ive lost my licence more then once so that really limits who will insure me

[BongStyle]

Just looking on the Shannon's website now it says:


We can provide you with a online premium estimate if:
* You are the registered owner of the car.
* Your car has no pre-existing or unrepaired damage and is in a good state of repair (except for Laid Up cover only).
* Your car is for private use.
* Your car is valued at $50,000 or less.
* Your car is not for business use.
* Your car has been insured in the last 30 days.
* All drivers are aged 25 years or over.
* None of the drivers have lost or had their licence suspended in the last 5 years.
* None of the drivers have had a vehicle stolen or written off in the last 5 years.
* None of the drivers have had any insurance cancelled or refused.
* None of the drivers have had more than 2 motor accidents (including fire & theft) in the last 5 years.
* None of the drivers have had more than 4 traffic infringements &/or offences (excluding parking fines) in the last 5 years.
* None of the drivers have had criminal convictions in the last 5 years.
* You are currently not bankrupt or in receivership.

I think i'll just give them a call tomorrow and see what they can do.

[typercivic]

i am looking at my policy now. it has an age excess for under 25(only $400) and in the pds it mentions drivers under 25 so they definitely insure under 25's. I have only had 1 speeding fine though since getting my license so that probably has something to do with it as well.

[Philip Lee]

i'm sure Shannons insures under 25s. a know a few under 25 MX5 owners are getting insurance with Shannons.

[Philip Lee]

just got a quote from Shannons and i was shocked.

i'm over 30, rate 1 and clean history, no claim, no other drivers.

agreed value at $30k, premium is $759.95 with $400 excess.

this is cheaper than the Jazz i'm paying with RACQ (which has my wife's name but still clean history and no claim)

i also got a quote a few months ago for a 2000 Aus DC2R which i was looking at buying. agreed value of $20k, premium is a little over $1k.

[BongStyle]

I just called up shannon earlier and they told me i had to have 5 years driving experience or had done driving training of some sort to be insured with them. In the end ive opted for JustCar insurance, annual payments of $1615 and excess of $3,600!!

Thanks everyone for their feedback and help!

[typercivic]

i have a policy with shannons and i've only been driving for 2.5 years and haven't done any driver training. weird