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Thread: Insurance!!!!

  1. #1
    Member Array
    Join Date
    Feb 2004
    Location
    Templestowe
    Car:
    DC2R

    Unhappy Insurance!!!!

    ey guys,
    i wanted to get a dc2r, im 18 and ive called up insurance companies to get quotes....
    aami - no insurance
    racv- nominated driver 3400
    just cars- 4000
    gio- no insurance
    shannons - no insurance
    and yeh... thats about it for now so u know of any other insurance companies that are cheaper than this...

  2. #2
    Member Array
    Join Date
    Aug 2004
    Location
    Perth
    Car:
    Jazz VTI-S
    whack it under you parents name or wait a bit
    "When the christmas light drops the b***sh*t
    stops"
    04 Jazz VTI-S
    99 WRX
    97 Lancer MR

  3. #3
    Member Array
    Join Date
    Oct 2003
    Location
    Sydney, Australia
    Car:
    FD2
    have you tried going thru a broker?

    or if you are game, try going to a honda dealer and using their easycover insurance (underwritten by swann)

    currently i am looking at insurance myself, try http://motorinsurance.com.au/car.html, they had the cheapest quote for me so far

    good luck

  4. #4
    Member Array
    Join Date
    Oct 2003
    Location
    Baulkham Hills
    Car:
    99 Teg VTiR
    Any of you know in particular which companies offer pay by the month?

  5. #5
    Winner! Array
    Join Date
    Sep 2003
    Location
    sydney
    Car:
    dc2
    gio. nrma. ummm
    when do we hit vtec?

  6. #6
    Member Array
    Join Date
    Oct 2003
    Location
    Sydney, Australia
    Car:
    FD2
    Quote Originally Posted by bluebird
    Any of you know in particular which companies offer pay by the month?
    most companies allow pay by the month
    there is a small fee and if you do the sums, it works out slightly more expensive than if you pay in one hit

  7. #7
    Disabled Array
    Join Date
    Jun 2004
    Location
    gone
    Car:
    FS:DC2R
    my dc2r is insured under parents name too...rating one for life 680 dollars ayear full comp.

  8. #8
    Disabled Array
    Join Date
    Jun 2004
    Location
    gone
    Car:
    FS:DC2R
    oh btw it is illegal to drive a type R on your P plates in Melbourne. Considering you are in melbourne. Just something for u to think about and take the risk doin. I have a few friends hat have been done for power to weight ratio in melbourne.

  9. #9
    Member Array
    Join Date
    Oct 2004
    Location
    Melbourne
    Car:
    DC2 Integra VTi-R
    man spermzy you lucky insured under parents sigh =(.. i goto fork out 1.4g a year for my vtir full comp . but im rating 2 ^_^ sweet. btw not 25 yet almost though and word of warning people about been nominated as secondary driver. if you are planning to get your mum of dad to nominate you as secondary driver dont bother. you might as well insure it under your name because why the minute they know the secondary driver is under 25 the premium rockets up. you would pay the same price as if you were insuring it under your own name as it would be if you insured it under your parents name and put you as a secondary driver.

    since your 18 i dont know if many insurance companies will let you insure it . but im betting for those that let you insure it under your parents and you for secondary will most likely let you insure it under your own name too. it will cost about the same. and you get to start working on bringing your rating up. you might start off as a rating 6 or somthing but over the years as you drive more and dont get into accidents you will pull your own rating up. so maybee get rating 1 or so when you are 25.

    but u can also insure it under your parents name but dont mention your secondary =P. cheaper insurance =P. *COUGH COUGH*
    "Tony Stark was able to build this in a cave! With a box of scraps!"

    Wayne: Funny.. Mugsees car is also built in a cave with a bunch of scraps, also its red and gold.. interesting......

  10. #10
    Member Array
    Join Date
    Sep 2003
    Location
    Pyrmont, NSW
    Car:
    Red Rocket SSV
    I am with RAA in Adelaide (same as NRMA and RACV) at 22 I have Rating1 full comp and I pay $790.00 for my typeR

    if you're 18 the only thing I could suggest is get it in your parents name and you as a nominated driver, I dont think you'll have much luck getting it in your own name.

  11. #11
    Just Car would be your best bet. Get it under your parents name with you as second driver and the good thing is that just car allows mods, so if do have an accident your still covered.

  12. #12
    Member Array
    Join Date
    Sep 2004
    Location
    Melb - SE
    Car:
    737 - Ventura Bus
    i should be getting my vtir on friday, i am paying $3129 with justcar. no one else would insure me apart from racv, for $4200 or something....

    remember with justcar u can have unlimited mods, as long as they are LEGAL, so make sure that everything on ure car is legal if u are going to mod...this is the hard bit

    Plus itr_112, as the itr is an over powered vehicle in Victoria, which means in victoria you probably wont be covered no matter what if u are on ure P's as there is always a clause in insurance policies that says insurance will not cover you if you are not licenced to drive the car. (ie, its an OPV so u are not legally licenced to drive it)
    If you stand for nothing, you will fall for anything.

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