Hi guys,

I'll just get straight to the point..

I've got a '98 Honda Civic EK repairable write-off (yes, hail damaged..) that is mechanically sound and has only done ~110,000km. I've never had any problems with it, but it's got more humps & bumps than Fergie.

My insurance company have offered me $7,000, ELSE I can choose to buy it back at it's salvage value of $2,800. But, if I want to put it back on the road I need to do/spend the following:

http://www.vicroads.vic.gov.au/Home/...gistration.htm

- VIV Inspection fee $484
- RwC $80

Pending it passes both, I'll keep my Civic and pocket $4,200, then just pay for 3rd party insurance. My only concerns are:

- I've got a large dint on my front quarter panel that might need to be repaired, along with my site mirror that is still intact, but is slightly lose = $$$
- Will my car be sellable in n-years time? If so, will I be able to fetch more than $4,200? Otherwise, the other option seems more financially smart...

Like to hear your thoughts. Drop a post