Quote Originally Posted by tony1234 View Post
I suggest you lodge a claim with your insurance co.You wont lose your NCB as it wasn't your fault.That's why you pay insurance.Let them do the chasing up for you
Not with most insurance. You will have to have obtained the details of the other person/driver/company details. Otherwise without that necessary information, you WILL need to pay an excess. Check the PDS, I am 100% certain with Justcar insurance thats how it works, and im sure AAMI would be the same since they are under the same company.

Maybe i shouldve recommended you to lodge an incident report with the police which makes it easier with the insurance.
$1200 seems like a really expensive quote. Try use cable ties to hold the front bar until you find a spare bar from the car yards imo