Me and my dad's recently switched to AAMI. He's the primary driver and i'm the "additional regular driver". Paying $1300 pa. If i was to go as the primary driver it would be $2500 pa.

My question is: does my rating go down every year as i'm a regular driver although not the primary? I'm hoping it does so that in a few years my premium will drop and i can move off into my own policy. I can't find any information about this on the aami website or google.

Thanks