Hey alps, don't worry man I'm in the same boat. I'm 20, I just bought a s2k and I'm in so much strife atm. The term "baller" given to p platers who drive s2000s really do apply; I pay $3,000 for insurance / year, plus paying off the loan. What's worse is that I have a daily too! I can probably buy another one in 4-5 years! Stick with it man, I'm taking up a part time job just to support my addiction.