Quote Originally Posted by e240 View Post
The 3rd party Property cover is not to protect the policy Holder but the 3rd Party in the event the policy holder is at fault.

Your case is a bit different because your issue was more a case of dispute.

exactly, unless u got comprehensive, u arnt really covered, u have to chase up the other party.

CTP insurance, is in rego and protects against personal injury to other party up to so much

3rd party property, protects other party against property damage up to so much.

3rd party, fire & theft protects as above, but also covers your car incase of fire or theft.

comprehensive covers u, ur car & ther other party against most things up to so much.

*** anyone correct me if i m wrong, i neva really looked close at my policy statement***