Quote Originally Posted by Simmo2302 View Post
@Aimre

getting COMP insurance on a 6k car may not seem worth it, but i'd get it for 3 reasons.
1. having it saves u a lot of headache chasing up the other persons insurance company trying to prove u were in the right.
2. not many ppl have 6k lying around to fix or replace their car (yes i kno IF u were in the right, they pay 4 ur car to b fixed or replaced, but... IF u were in the wrong, ur loss...)
3. If u r in the wrong and smash a mercedez or other expensive car, i dont think many ppl have 20k+ lying around either.


either way i guess its personal preference really :-S

Everyone here has a camera phone? If not, i would recomend keeping a disposable in the glove box, incase someone does hit you and they are at fault. Its often very easy to find the person at fault from photos, provided u take em BEFORE you move the cars. ie, intersections, roundabouts, driveways etc etc.

point 2, just save the money you would have otherwise spent on insurance, and in like 3 yrs, you be UP money. Id rather keep the money than give it to someone else.

I don't get point three though... why wouldn't your 3rd party cover it.