Quote Originally Posted by markCivicVti View Post
third party property damage insurance = comprehensive insurance.

So I think my answers still apply.
No. Third Party Property is very different to comprehensive.

Compulsary Third Party - i.e. Greenslip
Third Party Property - you can claim damage to other parties in at fault accidents
Comprehensive - you can claim damage to both parties in at fault accidents, or just you if you get hit by an uninsured party

If you get hit without comprehensive, you want to hope they both; a) at least have third party property and, b) are not an arse hole.
If something like this happens, grab every witness you can straight away, and try to get them to sign something saything they are at fault (assuming they are), because whoever is at fauly will be out of pocket for their own repairs, and the majority of dickheads will try to put the blame on you so make sure you get as much evidence as possible.

If they are uninsured you'll go through HELL getting your car fixed. You'll probably just go through a lesser hell getting it fixed anyway; most of the common insurance companies these days are an absolute joke.