I was on my p's (in Vic) when i was looking for a DC2r (about a yr ago), and had no hindrances in getting quotes for insurance... and not one insurance company said they wouldn’t insure me. I was rating 4 (i think u start at rating 6) at the time and RACV quoted me over 4k, AAMI wouldn’t insure me because they direct ppl under 25 to JustCar (which is a subsidiary of AAMI) and JustCar quoted me just over 3k. For a vti-r it was 2.4k and for a gsi it was 1.6k.... its just a fact that young males are more likely to have an accident that anyone else on the road...(ive had 2).