a shock is there to dampen the vibration of the car, while the strut is there to support the weight of the vehicle.
shocks or shock absorber is mounted between the lower control arms and the body (most OEM equipment), while the strut replaces the upper control arm, upper ball joint and standard shock absorber.
to make it clear, shocks use spring as a separate component, and struts have springs built in and considered as one unit (ie. coilover).
yes, coilover is everything you can have in one unit.
spring and shock combo is not a bad thing, but the lowering and dampening adjustment may be very limited compared to coilover unit.
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