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  1. #1

    Need INSURANCE fast!!!

    hey all, suppose to b gettin car lowered this weekend but current policy
    doesnt allow any1 under 25 to hav mods, this is with AAMI.
    and most other places are like over $$2000

    all i need is a policy that allows a few mods and a premium (no more 1500$
    as i only currently pay $700)
    I think my only option is insuring under my parents name like i am doing now
    but i need to b covered 4 mods.

    ne1 out there got a poliicy similar to what i am after plz help i really
    wana lower my car this weekend and dun want to hav to drive an uninsured
    car around

    thanx in advance

  2. #2
    Member Array
    Join Date
    Aug 2003
    Car:
    Accord Vti-S turbo
    i used Suncorp-Metway when mine was lowered with rims, premium was around the $1400 mark


  3. #3
    Needs more time... Array
    Join Date
    Aug 2003
    Location
    Sydney
    Blog Entries
    12
    Try NRMA

    Or don't lower your car untill you sort out your insurance first
    Got a question? Check out the FAQ - http://www.ozhonda.com/go/faq

  4. #4
    One Eyed Monster Array
    Join Date
    May 2004
    Location
    East Side, Melbourne
    Car:
    1995 EG5 Vti Hatch
    yeah AAMI can be pricks..I am with them, and when I disclosed to them that I had put on aftermarket headers, they informed me that no-one under 30 (i am 30) can drive the car and be covered! if you're under 25 you could find cheap cover hard to come by with mods...

  5. #5
    Member Array
    Join Date
    Apr 2004
    Location
    Australia, Sydney
    Car:
    '07 Subaru Liberty GT-B
    that's interesting.. i'm with AAMI, 23, 60% NCB and i asked them about mods..t he said i could have 2 mods.. and i asked them a few questons so yeah :S
    MY07 Subaru Liberty GT 2.5T B.Spec 6SPD MT | Satin White Pearl
    MY04 Honda Accord Euro Luxury 6SPD MT | Arctic Blue
    MY00 Chrysler Neon LE AT | Red Salsa

  6. #6
    Member Array
    Join Date
    Aug 2003
    Car:
    Accord Vti-S turbo
    AAMI didnt allow me to lower the car, and NRMA only allows 30mm lower (not bloody likely!)


  7. #7
    from my understanding, when u enquire about mods with AAMI they point you into the direction of their subsidiary Just Cars. Now i know for a fact that they let u have mods and typically third party insurance would cost around <$1k

    give them a ring and find out

  8. #8
    Newcomer Array
    Join Date
    Nov 2004
    Location
    Melbourne
    Car:
    Evo IX
    Um.. Im 18.. I was wondering if someone could help me with insurance? Just cars is the best choice?
    I've got 18" rims and i lowered my car and exhaust my auntie told me no insurance company would insure me =.=..
    can neone help?

  9. #9
    well ive had to put off the lowering till i sort out this insurance

    its a dam BITCH!!!! arrg

  10. #10
    Member Array
    Join Date
    May 2004
    Location
    Sydney
    Car:
    VIP Nissan Cima
    Bugger! I'm with AAMI, and they told me pretty much unlimited mods without increasing my premium (i'm 25 though). They said that as long as the mods are legal i am alright... Which reminds me, i need to tell them about the tint!

  11. #11
    Member Array
    Join Date
    Aug 2003
    Car:
    Accord Vti-S turbo
    i'd double check that Dom, they were absolute pricks when i talked to them about mods.

    Joypop, you will be able to get insurance but it'll cost ya. Just Car will do it and prolly charge you an arm and a leg. Otherwise, try Suncorp, they were also willing to do it. Car just had to be legal in your state (they only do a few mods though, car cant be heavily modded)


  12. #12
    Member Array
    Join Date
    Apr 2004
    Location
    Australia, Sydney
    Car:
    '07 Subaru Liberty GT-B
    I remember Just Car saing you could have unlimited mods, within reason.

    I wasn't too specific with mods with AAMI, i know i can have 2 mods for my age, and the main one i enquired about were larger rims and wider tyres, which they had no issues with - some insurance companies get way anal about that.

    I should ask them personally if loweing the car is possible.

    I guess you win some, and you lose some
    MY07 Subaru Liberty GT 2.5T B.Spec 6SPD MT | Satin White Pearl
    MY04 Honda Accord Euro Luxury 6SPD MT | Arctic Blue
    MY00 Chrysler Neon LE AT | Red Salsa

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