Insurance for FD

**sassy_fit_vtit** · 01-08-2008 04:09 PM

Originally Posted by howy

...In regards to your modifications question, if your mods aren't illegal then it wouldn't affect the price that much. I've got my alloys, cf spoiler, rear parking sensors all covered without affecting the price.

^if your mods aren't legal then they ain't covered and can void your insurance. Most accessories are fine but when your talking about mags, kit, sound, electrics, suspension, structural and engine/exhaust mods they generally affect the excess on the policy. Bare in mind that if you do have extras on your car then you would opt or ask for a higher agreed value thus increasing your premium.

Premium impactors include what was mentioned above plus the actual car itself, there are price differences even down to auto & manual. And when shopping around make sure the standard excess is the same.

**nxn75u** · 02-08-2008 02:10 AM

wow i gt a quote from just car insurance which cost me ard 2000.... then teh rest is way above that price ranging from 2200 to 2500.... i think coz im only 20... argh.... should shop around for more....

thx guys for the info!

**rk 86 wa** · 03-08-2008 04:04 AM

i am 22.

current insured mods: body kit, coilover, intake, alarm, rims

full comp 400$

**bodaas** · 03-08-2008 08:33 AM

400 dollar, which insurance company is that??

**nxn75u** · 03-08-2008 10:59 AM

Originally Posted by rk 86 wa

i am 22.

current insured mods: body kit, coilover, intake, alarm, rims

full comp 400$

wow thats cheap! which insurance is that?

**LD_Mart** · 03-08-2008 11:20 AM

a fake one

**bodaas** · 03-08-2008 11:52 AM

i remember i joined one insurance co. call "aim" insurance

i made 3 claims, they never paid

they use to have parammatta office, now they move to queensland

**rk 86 wa** · 03-08-2008 03:52 PM

a fake one hey?

try sgio

btw for perth

**bodaas** · 03-08-2008 05:55 PM

i reckon, better pick insurance company that everyone know

otherwise its very risky, unless you know the company background very well

**rk 86 wa** · 04-08-2008 12:35 AM

yeah sgio is one of western australia's largest insurance companies

i was merely rolling my eyes at what ld mart said

**LD_Mart** · 04-08-2008 12:05 PM

yeh but as boodas said before he paid all his insurance but then tried to claim and they never paid.
400 bucks is nothing for full comp. how do they make money.
Also just filled out my dads details on that website for a qoute.
He has had over 30 years of driving experience and never had an accident.
he still got 788 bucks so how did u get 400