20's on 08 euro

[George euro]

How do you guys(mainly bigpauly and george euro)go with insurance and getting defected by cops?I thought that you could only go +2 size larger than stock wheels eg.stock euro CL9 16" so only can go 18s and also ride height?I thought you must have minimum 100mm ground clearance?My euro is lowered approx.35-40mm and i'd only just scrape through if my car had to go over the pits to get checked for compliance.

police touch wood i have been pulled over 5 times now and let off every time with a warning "watch out for high way patrols mate" but my main concern is insurance man it is an issue, i told GIO i have twenties and they said YEP therefore they know, then i told them ok the car is lowered the girl said YEP lol and that was it, therefore thats her problem she didnt specify about how low i need to go nothing i told her the truth and that all that matters in my point of view, but yes i am worried if i smash they will not conver me but hopfully i have the chance the lift it a little but, but its on the policy man

[tony1234]

police touch wood i have been pulled over 5 times now and let off every time with a warning "watch out for high way patrols mate" but my main concern is insurance man it is an issue, i told GIO i have twenties and they said YEP therefore they know, then i told them ok the car is lowered the girl said YEP lol and that was it, therefore thats her problem she didnt specify about how low i need to go nothing i told her the truth and that all that matters in my point of view, but yes i am worried if i smash they will not conver me but hopfully i have the chance the lift it a little but, but its on the policy man

As long you told insurance and it's stated on the policy(mine is)then you're in the clear.It'd pay to check that it is just in case.

[Crapdaz]

police touch wood i have been pulled over 5 times now and let off every time with a warning "watch out for high way patrols mate" but my main concern is insurance man it is an issue, i told GIO i have twenties and they said YEP therefore they know, then i told them ok the car is lowered the girl said YEP lol and that was it, therefore thats her problem she didnt specify about how low i need to go nothing i told her the truth and that all that matters in my point of view, but yes i am worried if i smash they will not conver me but hopfully i have the chance the lift it a little but, but its on the policy man

insurance is going to F*** you up mate, if you don't specify to them the specifics, IT is your responsibility to confirm with the insurance company on how low you can go before it breaches their policy.

I am not covered either george, NRMA only covers if you drop 3cm from stock height.

FOOOOOOOKIN SUXXXXX BALLLSSSSZZZZ!!!!

[.QD]

insurance is going to F*** you up mate, if you don't specify to them the specifics, IT is your responsibility to confirm with the insurance company on how low you can go before it breaches their policy.

I am not covered either george, NRMA only covers if you drop 3cm from stock height.

FOOOOOOOKIN SUXXXXX BALLLSSSSZZZZ!!!!

Yup, NRMA sucks with their 3cm drop and if you dont report it they will use it against you when it totally doesnt make sense just to get out of paying or fixing your car, like my mates car, he had 17" wheels and was lowered. One day the garden at his work caught on fire, parked next to it, rear side of the car got burned.

And NRMA told him that he had non standard wheels and lowered, its not on our records, so you claim is void, we aint getting it fixed.

In the end they paid for the car to be fixed, then cancelled his comprehensive policy.

[George euro]

insurance is going to F*** you up mate, if you don't specify to them the specifics, IT is your responsibility to confirm with the insurance company on how low you can go before it breaches their policy.

I am not covered either george, NRMA only covers if you drop 3cm from stock height.

FOOOOOOOKIN SUXXXXX BALLLSSSSZZZZ!!!!

i know what u mean but i was thining worst case scanario i told them its lowered that said ok ? they didnt ask how low? i bought the car that way for all they know and i immediatly told them they way i bought it LOWERED lol feeling me? (i done it up ,my self btw but they dont need to know that)

[TALEB TYRES]

2cm rule is a myth used by many ignorant cops and so on.

its all about rolling diameter, and width. have a look at the rta standards its all there.

And in re to the insurance, it depends on your insurer, ie im with justcar, and as long as its LEGAL and they know about it its fine, ie you can tell them the car is lowered and they will cover you, but you must still adhere to road standards...

i know some insurers dont let you change your wheels at all even if theyre the same size.

[power_of_dreams]

Did you ring up or do it online to update mods with insurance?

[tony1234]

Did you ring up or do it online to update mods with insurance?

Best to ring up.

[tony1234]

2cm rule is a myth used by many ignorant cops and so on.

its all about rolling diameter, and width. have a look at the rta standards its all there.

And in re to the insurance, it depends on your insurer, ie im with justcar, and as long as its LEGAL and they know about it its fine, ie you can tell them the car is lowered and they will cover you, but you must still adhere to road standards...

i know some insurers dont let you change your wheels at all even if theyre the same size.

I'm with AAMI,same deal,if it's legal and it's noted on your policy you're OK.NRMA are shit,i wouldn't insure a pushbike with them,heard too many negative reports about them.

[vte18c]

Problem is George.. Customer service and claims are two different departments. Somewhere in your contract will be a clause regarding modifications, thats what I would be sticking to.. forget what customer service tells you on the phone, when it comes time to claim.. they hide behind the contract to the last letter. For example they might argue that although it was listed on your policy it has been later found to NOT comply to ADR's as listed in the insurance policy.
IMO they would still have to prove the mods caused the accident.. you could always argue against it, might get messy though.

[felixd]

hey hey talking about insurance will AAMI insure my accord euro the only mod ive done is exhaust, header, add lip kit on thats all ? will i have to call em up and tell them what accesories ive got ??? and will it effect my insurance costs ?
thanks

[Ken-f]

Why don't you just call?? It's the safest option. I dun think any of us here work for AAMI, so i'd call.