What does insurance think of CAI?

**Reagan** · 15-02-2005 10:46 PM

Im curious about CAI for the euro, like what will the insurance company think, and i see many people have them and it seems insurance companies dont insure cars with those am i right? why do you guys still install them if theres a chance to void the insurance claims if anything goes wrong, also wat about warranty issues =)

**dundas** · 15-02-2005 10:52 PM

dont tell insurance company, some insurance companies allow u to have a certain amount of mods without afftectin ur premium.. just cars allows u to mod as much as u want but afftects ur premium..
if u get in trouble or sumthing.. all u need to do is take it ou tand fit ur stock one in

das all ^_^

**Reagan** · 15-02-2005 11:00 PM

yeah about that it can be stuck cant it the cai depending on impact damage?

**Pum[Z]** · 15-02-2005 11:08 PM

It depends on the accident. Major accidents then they may look into the airfilter thing, But if it is a small prang then they wouldn't look into the airfilter & void the claim.... Some insurance companies allow mods on cars but affects ur premium. Just check with ur insurer what is and what is not allowed.... U will probably fine that they won't void the claim but they just change to factory and will not insure ur aftermarket CAI...

As what dundas say if ur so anal about warranty or insurance just revert back to the original airbox if u have an accident or everytime u service ur car.

**Peekay34** · 16-02-2005 08:15 AM

You have to advise them.. if you have an accident that is your fault and you cannot remove the CAI before an assessor looks at your car they may refuse to pay the claim. It is called Duty of Disclosure.. I work for an insurance company. Most insurance companys should not have an issue with the CAI. It is only the level of mods that you have to your car..the more you have the less likely they will insure you. Also depending on the company it may affect your policy amount and or excess as in their eyes you may be a larger risk.

**EuroAccord13** · 16-02-2005 12:23 PM

Just go to Just Cars then....

**Peekay34** · 16-02-2005 01:22 PM

No if you read what I said depends on the amount of mods. If the intake is the only thing you are going to do you are ok. Normally most insurance companys will allow a max 3 mods. Alliance is very strict they even baulk at one mod they did not like my Honda genuine body kit at all...