Repairable or Write-off?

**minircc** · 13-10-2010 07:47 PM

I can believe it, i have only had the car for a couple months and truely enjoying the driving it.
The other day someone rammed into the back and now the damage is under assessment.

How much do you guys think the damage is, or maybe a write-off?
Other party has admitted fault (shannons insurance), but still so much hassle for me..

**Type R Positive** · 13-10-2010 07:54 PM

So sorry to see that mate.
shit man, that's major structural damage right there! Is the other quarter panel damaged like that?
Depending on your agreed value, I'd say write off for sure.

**noobcake** · 13-10-2010 08:02 PM

Repairable write off mate!

**jyh888** · 13-10-2010 08:03 PM

Definately write off, my euro had less rear damage than that at it was written off, unfortunately.
Sorry to hear but you will get paid out and hopefully you can look into another car

**minircc** · 13-10-2010 08:04 PM

so i guess i can expect a payout then.
i'm insured market value.

is it better to claim through their insurance company or mine.
my insurance says my premium will be affected later on even though i'm not at fault. sigh..

**Type R Positive** · 13-10-2010 08:34 PM

Originally Posted by minircc

my insurance says my premium will be affected later on even though i'm not at fault. sigh..

If that happens, just go elsewhere.

Their insurance will be the ones paying....

**praja6** · 13-10-2010 10:13 PM

Originally Posted by minircc

so i guess i can expect a payout then.
i'm insured market value.

is it better to claim through their insurance company or mine.
my insurance says my premium will be affected later on even though i'm not at fault. sigh..

Sorry to see the damage mate.. Well if its their fault, you dont have to pay any premium or your premium won't increase later on you purchase another car... By the look of it, i am definately sure its gona be write off. I don't its even safe to drive after they repair it, it is not going to be the same as original...

**WATAJK** · 13-10-2010 10:20 PM

Originally Posted by Type R Positive

If that happens, just go elsewhere.

Their insurance will be the ones paying....

Agreed....

Go else where if thats the case

Tell them to get there facts right the idiots

**jyh888** · 13-10-2010 10:52 PM

What insurance company are you with? That is ridiculous...

**espionage85** · 13-10-2010 11:07 PM

your not at fault, your insurance will not ne affected
so in this case you would want a write-off claim so you can get a payout and possibly keep the car