just for the record i have my license, i got it about 3 months ago. in the northern territory you can get your license when your 16..

and ill only be gettin 3rd party/theft. i have a friend who has 3rd party/fire/theft and he only pays about 500 a year for a civic sedan

im contemplating buying my friends torana for 3000 then i have 7000 left, and its only a 253 (not 308) so i can get it insured, still an expensive car to get insured though.