Repairable or write off? Any clue?

[ChaosMaster]

I would ask them how much it's costing in repairs. And prob insist on getting money for the car instead of being repaired, say stuff like you've had bad luck with repaired cars before, and you don't want to go through it again. Say you'ld prefer a new car. If not, you could say that you only trust Honda to repair (pretty sure Honda will charge more than w/e the insurance companies are using) and that you'll only accept new geniune parts. Stuff that makes it harder for them.

[simonchau]

Ohs, thanks, I wanted genuine parts too, my insurance is budget direct, I'd they give me a low market value, could I push it higher?

[marquee]

If they write it off you can haggle with them I got 4.5k and fixed it for 2 grand.

[simonchau]

Oooohs, thanks! will need to see after inspection tomorrow

[ChaosMaster]

Keep me updated (on the RIMS ;p) but yeah, if you need any help, I'm sure a lot of us can help you.

[simonchau]

Okays chaosmaster, I'll let you know, thanks a lot for the help guys!

[Irving]

My Wife had an accident some time back where she was not at fault. The agreed value of the car was $10k (I said I would take 9k) and the repair bill was nearly $7000 + hire car of $100 per day which came to $6500. The dumbass insurance company (NRMA) insisted on repairing the car against my strongest objections. They then decided not to pay for the hire car and had to settle on the eve of the case going to court. By this time the legal costs had mounted and it cost them some $15000 to settle up..... What a bunch of clowns.

The whole thing didn't cost me a cent as the panel shop and their hire car affiliate took care of everything.

[peetah]

Ouch that's painful to look at. Sad to see a euro in a damaged state like that. Hope everyone pulled out of it without and injury though.

If you do decide to part it out I'd be interested in some pieces too! Need a new boot lining after the crappy smash repairers did a fail job at cleaning mine after I had a smash. Passenger seat belt also is having issues as well .

[simonchau]

Thanks peetah, yeahs everyone was safe. I'll let you know when I see what's going on with the insurance.

[simonchau]

Do you guys know if the car gets written off, I get to keep it still or not? Like I get the payout and the car since its a total lost.

[HunterZero]

Glad nobody was hurt. Sad to see another Euro gone though. Write off for sure.

If it's written off, you get a payout, and the insurance company takes ownership of the wreck. You may be able to negotiate to buy the wreck back, eg to part it.

If you were not at fault, then likely your insurer will still pay you out, and seek compensation from the at fault party, eg the other driver or their insurer if they have comprehensive or third party property insurance.

I would not want the car back anyway after such severe damage, especially if the frame is bent. The car will likely never track straight again, and will have fit/finish issues. Worst of all if you are in another accident, then there's chance of the repairs causing things to going wrong and safety features not working correctly a second time, eg airbags not deploying.

Hope you have good luck looking for another car.

- HZ

[simonchau]

Ohs, thanks for the help, but apparently my friend said that if the car is a total loss, you keep it. I wasn't too sure that's why I'm asking you guys