sportivo's go for a bit more den 20gz 3 of my mates have em, and one of em has got 112kw with only cai, they are pretty comfortable and lift can be felt pretty good, but nothing beats the original vtec mate...
for ur budget its not worth gettin a loan for a sportivo u cud get sumfin way better then that for 24-26gz get urself a nice integra type r or sumfin n represent ... my 2c