A Truck Hit My Car :( will it be written off?

[akjdfnn]

mate.

WATAJK


if he's not following the law by driving a vehicle he's not meant to be, it's his fault regardless.

watajk

not true bruv. when you buy an insurance policy, you agree to the T's and C's, and it's implicit you tell them the truth. With any insurance policy, your asked specifically "Have you provided us true, and accurate information to the best of your ability" etc. You MUST agree to do this or they will not offer you an insurance policy. If he has lied to his insurance provider, regardless of who is at fault, whether the mods have contributed to the accident or whether the mods are legal or not, his insurance policy CAN be nullified.

That said, if he only has 3rd party, HIS insurance company has no responsibilities to him in this instance anyway. As he is not at fault, he will be dealing with the truck drivers insurance company only. If the police were called, they would have taken photo's and determined who was at fault. Obviously it was the truck driver, if you hit sum1 from behind, you have not left yourself enough time to stop, and this is categorised at negligent driving, and he will be charged with that offence, and as he will be determined at fault, his 3rd party insurance policy will cover the damage caused to the integra (or whatever action they take based on the assessment).

The owner of the integra could have been issued with penalty notice at the scene for driving a banned vehicle, or given defect notices for non-compliance, but it would not have affected who was at fault in the accident, and therefore, who is liable to pay for the damages.

the car i hit took off, he looked at his ea falcon and just said looks fine to me, and took off lol

^^he can probably be charged with negligent driving for this, leaving the scene of an accident without exchanging details is an offence.

Stock car is worth 10K - Highly modified car is worth......10K.

Very true, +it's x50 harder to sell.

My advice to op is to take off anything thats illegal., so probly all your mods. Better to be safe than sorry, regardless. It's also a good idea because if they write off your car they will take it, audio gear/mods and all, and you wont get them back, and if you can you will be paying for them.

They damage doesn't look bad, but on most newish japanese cars it doesn't have to look bad for there to be real damage underneath. The assessor WILL look behind your engine, and they will see the supercharger. (If they're doing thier job correctly, that is. They need to determine if the car is safe to drive, i.e inspect engine mounts, exhaust mounts etc). That said, whether or not an assessor will know a supercharger when they see one, is another matter. On top of that, there is a good chance they won't know your a p plater, unless you keep your p's on your car when they come.