A Truck Hit My Car :( will it be written off?

[senna]

Would you pay $3500 per year on full comp insurance on a car worth 10k ? Where as 3rd party fire and theft is $440

If i had a car with that many mods, yes.

Or if i didn't, i would want to be prepared to say goodbye to the car...

You can't say "Oh i think its too much to insure my highly modified car that has comparitively zero market value" and then be worried about it or wonder why people think its silly.

The owner chooses to modifiy (or buy the car) to a high state. the owner chooses to accept that he or she will never get that money back.

As the general market sees it: Stock car is worth 10K - Highly modified car is worth......10K.


Sorry OP, i didn't mean to get so off track here. I don't think the car will be written off, just let the two insurance companies sort it out. You aren't at fault, express to them that it was no fault of your own that the vehicle now needs repairs, you didn't choose to have this done. You expect it to be repaired.