insurance companies

[Slash]

I have a 2002 DC5R
Agreed Value: $30k
65% No Claim Bonus
Age 30+

I was paying $1840, then I moved 10 minutes away.. increased by $164 (damn postcodes)
I also got quotes for a
Civic Sports - $1360
Accord Luxury w/satnav - $1640
Evolution X MR - $4048

[xtina]

i say suss out insurance before you purchase the car.. then add rego and the price of the car and in total see if you can afford it. if you cant afford to insure it then you cant afford to have it. full stop.

to be honest when i first got licence 3yrs ago my parents pushed me to get insurance and i didnt want it. now i see its not just the car your insuring but also the property damge you get with the policy aswel. wat hapens if you loose control and drive into some ones house... you got a lazy $100g + to pay for repairs for your car, their house and their compo they will try sue you for.
my old car was unsafe on the road.... it would turn off coz the weather was too hot and i coulnt steer (sold the car in the end) but what happens if i was in a situation where it hapened and i ran over a child coz i couldnt steer out of the way.
people are phsyco. what if you accidentaly cut some one off or took a park some guy been waiting for. you get back to the car and it vandelised. you might think you're a safe driver but you cant control the actions of others. if you on third party and your intrior ruined, new paint job needed, etc. third party wont even cover the peanuts in you glove box.

if you car worth around $10g + then go full comp.

[tadrosone]

ive heard that if you dont list a driver under the insurance and they have an accident like just say your mechanic, as long as you pay the highest excess you are covered. is that true for the people that work at insurance companies?

[papa_]

ive heard that if you dont list a driver under the insurance and they have an accident like just say your mechanic, as long as you pay the highest excess you are covered. is that true for the people that work at insurance companies?

mechanics are covered to drive

[STAiN MASTER]

I dont know if this is true, but if it is im willing to do this, shannons seems to be the cheapest and they only insure cars if you are within a group or club, why don't us a group do something like this so that we all get cheaper insurance?

would like to know if this is how shannons works and if people would be willing to do this?

I pay $1300 pa with justcars atm.

[crazy_legs]

I dont know if this is true, but if it is im willing to do this, shannons seems to be the cheapest and they only insure cars if you are within a group or club, why don't us a group do something like this so that we all get cheaper insurance?

would like to know if this is how shannons works and if people would be willing to do this?

I pay $1300 pa with justcars atm.

To be with shannons, they want you to be an ethusiast - when they say if you're in a group or club u say - OzHonda or another forum S2KI ......

Saw an ad for YOUI.com.au i might give them a call to get a quote.


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[STAiN MASTER]

To be with shannons, they want you to be an ethusiast - when they say if you're in a group or club u say - OzHonda or another forum S2KI ......

Saw an ad for YOUI.com.au i might give them a call to get a quote.

would you mind letting me know how you go?

[papa_]

youi is internet based you never get to speak to anyone

[STAiN MASTER]

WTF Shannon's didn't have "S2000" listed when I went to do an online quote.

[papa_]

haha they dont

they have pretty strict guidelines lol
You are the registered owner of the car.
Your car has no pre-existing or unrepaired damage and is in a good state of repair (except for Laid Up cover only).
Your car is for private use.
Your car is valued at $50,000 or less.
Your car is not for business use.
Your car has been insured in the last 30 days.
All drivers are aged 25 years or over.
None of the drivers have lost or had their licence suspended in the last 5 years.
None of the drivers have had a vehicle stolen or written off in the last 5 years.
None of the drivers have had any insurance cancelled or refused.
None of the drivers have had more than 2 motor accidents (including fire & theft) in the last 5 years.
None of the drivers have had more than 4 traffic infringements &/or offences (excluding parking fines) in the last 5 years.
None of the drivers have had criminal convictions in the last 5 years.
You are currently not bankrupt or in receivership.

[F20C]

mines almost exactly the same as yours papa, mine is insured for 45,000 (i think from memory could be more) and premium is 1500. But the excess was only $500 for my window when my car got broken into.. i didnt go through it as it was cheaper to get a second hand window lol.. and im through RACV

[connorling]

I m getting a s2000 2000 Model stock standard with 42000km in WA, I only can get cover of $20800 with rac, aami only $16000, but the cost is $29000 for the car, what the he'll should I do?