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  1. #37
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    Dec 2008
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    melb eastside
    Quote Originally Posted by 02gzm View Post
    Just back to this for a sec. The reason insurance is cheaper is most insurance companies will insure the car for market value. So that means they'll only give you what the original car is worth. So in most cases it'll be only a few grand.
    To get agreed value you either have to be with a really good insurance company (which will mean you need to be over 25), or you pay a bucketload in annual fees (where you'd probably pay the value of the car twice over before you get in an accident).
    so they wouldnt cover for the value of the engine?

    Quote Originally Posted by BIGTYM View Post
    Gonna have to agree here Igor. If you absolutely love your EK keep it and do egnine swap. Otherwise save you money sell up and buy something newer with a better powerplant
    (DC2R, EP3 ect.)
    chris you know how much i love my ek =P
    naturally i finished my set.

  2. #38
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    Join Date
    Jan 2007
    Location
    Brisbane
    Car:
    B16A EG Civic
    Quote Originally Posted by anzai View Post
    so they wouldnt cover for the value of the engine?
    Not if it's insured for market value. Which places like Justcar will do. They tell you this when you get a quote.
    Ask for agreed value and you'll have to show heaps of pictures of everything and have an assessor come out to take a look.

    If it's someone like Shannons where you have to be over 25 and prove you're an enthusiast then they're a lot more lenient. You just explain to them what is done, what you'd like it insured for and they will work out the annual fee (providing all mods are legal and certified of course).

    I got a quote through JustCar years ago and they wanted to insure my car for something like 3grand with a $600 excess. Asked for agreed value due to mods and after mountains of pictures and an assessor visit they wanted around $2k annually with a monster excess....
    I'm with Shannons now. Agreed value, unlimited legal mods and much much cheaper.
    Last edited by 02gzm; 04-06-2010 at 06:59 PM.

  3. #39
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    Dec 2008
    Location
    melb eastside
    well, technically the market value of an ek with a b18cr would be higher than the average value of a dead stock ek cxi, but i guess they wouldnt take this into account hay?

    oh well, i need to save up before anything so we'll see what happens at the end of the year

    thanks for the inputs guys
    naturally i finished my set.

  4. #40
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    Jan 2007
    Location
    Brisbane
    Car:
    B16A EG Civic
    market value is based on a stock car. Modifications are only included up to a certain value. Which is typically stuff all. Jump on www.redbook.com.au for a rough idea on market values. They really aren't very good.

    That's why agreed value is much more appealing.

  5. #41
    VOLTEX Array
    Join Date
    Dec 2007
    Location
    Melbourne
    Car:
    Bus Route 703
    man if you are going to sell the ek for 5k pass it this way LOL

    but yeah b18c the car, since you already have most of the mods ready, if you were going to get a dc5/ep3 you would have to start from scratch
    Winton 1:37.76 Phillip Island 1:55.27

  6. #42
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    Dec 2008
    Location
    melb eastside
    Quote Originally Posted by Stig View Post
    man if you are going to sell the ek for 5k pass it this way LOL

    but yeah b18c the car, since you already have most of the mods ready, if you were going to get a dc5/ep3 you would have to start from scratch
    5k u wish lol

    actually, ill trade my ek for ur car + 10 cartons of migoreng your way. deal?
    naturally i finished my set.

  7. #43
    VOLTEX Array
    Join Date
    Dec 2007
    Location
    Melbourne
    Car:
    Bus Route 703
    throw in some kings springs for special price?
    Winton 1:37.76 Phillip Island 1:55.27

  8. #44
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    Dec 2008
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    melb eastside
    Quote Originally Posted by Stig View Post
    throw in some kings springs for special price?
    as a matter of fact i will. i have a set of my old superlows. serious. since we're both asian and all
    naturally i finished my set.

  9. #45
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    Sep 2008
    Location
    B18C You wouldn't
    Car:
    Understand
    anzai!

    I'll swap you for dc2r for your ek1 with 5k on top.

    dc2r has full mugen exhaust, injen CF bonnet, 190k though =[


    PM me if interested we can neg.

    ~King Of Spam~

  10. #46
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    Dec 2008
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    melb eastside
    Quote Originally Posted by chauster View Post
    anzai!

    I'll swap you for dc2r for your ek1 with 5k on top.

    dc2r has full mugen exhaust, injen CF bonnet, 190k though =[


    PM me if interested we can neg.
    hey chau.. why you're selling it already? you just got it lol
    naturally i finished my set.

  11. #47
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    Join Date
    Sep 2008
    Location
    B18C You wouldn't
    Car:
    Understand
    Its been 6 months! Almost 7. Need a change Lol.

    Just started doing my apprenticeship so i cant afford it =[
    Need to daily it... like EK or eg... rather ek lol

    ~King Of Spam~

  12. #48
    Member Array
    Join Date
    Aug 2008
    Location
    Melbourne
    Car:
    EM1
    Chau didn't even know you had a DC2R, I knew you had sold you Sedan to Mr Willz, And now you want to sell?? PM me pics of you car and selling price... Is there a for sale thread on here?
    "It's B1GTYM baby!!"
    3TripleZero

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