What to do? I have been deliberately hit by a UTE...Please Help!

**dc2r-0636** · 10-11-2010 01:23 PM

http://www.justcarinsurance.com.au/c...-insurance.asp

Plus, you'll get all the benefits of Just Car's Third Party Property Car Insurance policy, which means you're covered for damage that your car causes to other people's property up to $20,000,000, and covered for up to $3,000 damage caused to your car by an uninsured driver.

but the other c*nt was insured so this means they will follow it up with his insurance

**KonnecXion** · 10-11-2010 03:27 PM

Alright I have just seen a smash repairer in East Keilor called Becketts Accidental Repairs. These guys said they can get me lawyers to use a recovery method. Basically they act on my behalf and call the driver/insurance company to chase this up. If the other party don't agree we can get this sorted out in court and I don't pay a cent, the smash repairer will pay for this.

What do you guys think about this?

**blackouT** · 10-11-2010 03:28 PM

Cant you make the claim and get it repaired then the bill just goes to the other driver? That happened to me. I went to change lanes (in my s15) and it was clear checkeck blind spot and it was all clear then went to changed and the car in front ebraked and i tipped it... we exchanged detail and then i never heard from them again.... a few weeks later a bill turns up on my doorstep... WTF?

**JamieP** · 10-11-2010 03:51 PM

man theirs some real psychos on the road out there. I dont understand what it is about people and road rage. Why is it that when so many people are behind the wheel of their cars they think their super heroes... or super villains who can do and say what ever they want? I mean if somebody got in your way while walking down the street you wouldnt start screaming at them youd just ignore it and maybe at most get a little annoyed. but if its in a car, people get this weird comfort zone and act all crazy.... but this dude took it to the extreme! what a psycho!

hope you get it all sorted out mate. I really hope you find a way to get full comp insurance as well because with a car as nice as you have, youve just got too much to loose. Can you insure it under your mum or dads name and put yourself down as a once a week driver? thats what I used to do when I was under 25 and it made my insurance payments come right down

**KonnecXion** · 10-11-2010 03:57 PM

Originally Posted by blackouT

Cant you make the claim and get it repaired then the bill just goes to the other driver? That happened to me. I went to change lanes (in my s15) and it was clear checkeck blind spot and it was all clear then went to changed and the car in front ebraked and i tipped it... we exchanged detail and then i never heard from them again.... a few weeks later a bill turns up on my doorstep... WTF?

lol that wouldn't be fair and what if the other driver don't want to pay for it? what i am doing now is similar, getting the smash repairs who have a bunch of lawyers who can claim it as recovery (no idea why they called it this) but they do the chasing up for you to the insurance company or the opposite driver. the charge for that will be paid by the smash repairer.

However, what happens if the guy decides to fight the case etc, then do I need to pay for those costs? I will need to ask this tomorrow when I get back to Becketts.

**zhong** · 10-11-2010 05:14 PM

Best thing to do, is get your car fixed at a smash repair who liases with lawyers.. Although you may be asked to pay some of the costs involved, it sure gives the other party more hell than he bargained for. And your car will get fixed in the mean time. There was once, this drunk guy reversed into my parked car, and tried to run.. I called the cops, they came and did nothing because he drove off (even with his doors opened).. I got his details (which probably were old/fake) After a bit of investigating looking for this fella, I found out where he resided.. So I did all that letter of demand stuff... Long story short, not worth the time and hassle, but he claimed bankrupt and lawyers said he can only afford to pay me $2 a month for the repairs....... I was satisfied.

Hope you get it worked out man, or just confront him at his house and ask him what's the go.

Peace.

**dc2r-0636** · 10-11-2010 08:15 PM

Originally Posted by KonnecXion

Alright I have just seen a smash repairer in East Keilor called Becketts Accidental Repairs. These guys said they can get me lawyers to use a recovery method. Basically they act on my behalf and call the driver/insurance company to chase this up. If the other party don't agree we can get this sorted out in court and I don't pay a cent, the smash repairer will pay for this.

What do you guys think about this?

yer do this, ive done this before. other drivers insurance tried to get my car fixed with some dodgy guys that i didnt trust. so i got my car off em and drove it to my panel beater and the lawyers took care of the rest. got a coursty car out of it aswell, aami called me 4days after i took my car back to my prefered panel beater friend. they said they will not give the job to my panel beater blah blah, told the lawyers they can take care of everything on my behalf. never heard of them again. Insurance companies act like heavies then they shit bricks

**KonnecXion** · 10-11-2010 09:04 PM

Originally Posted by dc2r-0636

yer do this, ive done this before. other drivers insurance tried to get my car fixed with some dodgy guys that i didnt trust. so i got my car off em and drove it to my panel beater and the lawyers took care of the rest. got a coursty car out of it aswell, aami called me 4days after i took my car back to my prefered panel beater friend. they said they will not give the job to my panel beater blah blah, told the lawyers they can take care of everything on my behalf. never heard of them again. Insurance companies act like heavies then they shit bricks

Did you need to pay anything? the smash repairer told me that I will need to be a fee but that will be covered by them when the layers send me a letter. What I am worried about is, what happens if it ends up in the court? Does the repairer cover those as well?

**dc2r-0636** · 11-11-2010 03:44 PM

i got a letter in the mail telling me i wont have to pay a cent UNLESS i do something with out informing my lawyers, have you filled in that paper and drawing a picture of what happen?
i didnt have to pay anything. got my car fixed in 3 days after i took it in to my panel beater. got a courtesy car paid for aswell. doubt it will go court but. you will get your letter in the mail soon so dont worry.

**KonnecXion** · 11-11-2010 06:49 PM

Originally Posted by dc2r-0636

i got a letter in the mail telling me i wont have to pay a cent UNLESS i do something with out informing my lawyers, have you filled in that paper and drawing a picture of what happen?
i didnt have to pay anything. got my car fixed in 3 days after i took it in to my panel beater. got a courtesy car paid for aswell. doubt it will go court but. you will get your letter in the mail soon so dont worry.

That is exactly what I filled out! Those recovery agents are called AB litigation lawyers from St Albans!

Wow this is all calming news! Thank you so much guys! It's been on my chest all day thinking about being out of pocket to fix my car that was damaged by some irresponsible person. I will keep you guys updated with how I go. Right now I am with Becketts Accidental Repairs @ East Keilor.