insurance companies

**ludecrs** · 11-07-2011 12:02 AM

Same as me, agreed value, yearly cost and all, except my driving history means I'm ineligible.

**greek_rambos2k** · 12-07-2011 11:09 PM

Originally Posted by jrstyles

how old are you?

im 21

**VeYzZii** · 15-07-2011 05:14 PM

Wtf.. They where asking me a premium of 3800 and 800 excess. Im 20. Registered under my mother and me as a casual driver. Live in a relatively quiet suburb.

**Davion** · 15-07-2011 05:23 PM

Paid 850 for mine with AAMI with Gold Star rating. I still find it expensive..

**greek_rambos2k** · 15-07-2011 08:34 PM

Maybe coz my familys accoint is linked and we have 7cars with them

**Fredoops** · 15-07-2011 08:54 PM

Originally Posted by Hasbeen

I would love to have someone, who really knows, tell us what different post codes do to the insurance quotes. Many of the stories here just don't make sense, unless it is where the car lives that costs a great deal.

I would guess they have a few write offs out here in the sticks, with some of our neighbors coming home from the pub occasionally, but there would be virtually none of those intersection bumps, that cost $4000 to $8000, to fix, & happen so often in the city.

Insurers has look at the following data for every suburb...1. number of accidents/crashes 2. number of thefts 3. number of malicious damages 4. rating of customers in that suburb 5. overall crime rate 6. number of storms/major weather events 7. Road condition 8. Number of "Hooning" incidents reported to/reacted by police.

The problem with Tamborine is the crappy narrow roads, i'd imagine a lot of accidents (minor/scratches and whatnot) would affect the insurance in that area.

Originally Posted by Davion

Paid 850 for mine with AAMI with Gold Star rating. I still find it expensive..

expansive? are you kidding? people pay that much for Accords on the east coast :-P

**Kelezzay** · 17-08-2011 01:01 PM

I'm with AAMI

I'm 20 years old.
Model: 2002 S2000 (It is my first car)
I'm paying (under my name):
$1800 P.A
Excess of $875
Agreed Value: $29,000

Postcode: 2766
Parents have been under AAMI for 10 years, if that contributes to the price?

I'm not sure whether to be happy or not about the price?

**Fredoops** · 17-08-2011 02:15 PM

Originally Posted by Kelezzay

I'm with AAMI

I'm 20 years old.
Model: 2002 S2000 (It is my first car)
I'm paying (under my name):
$1800 P.A
Excess of $875
Agreed Value: $29,000

Postcode: 2766
Parents have been under AAMI for 10 years, if that contributes to the price?

I'm not sure whether to be happy or not about the price?

be happy, you are probably under the family discount of some sort.

**doosra** · 08-02-2012 10:05 PM

anyone notice AAMI being much cheaper now with the s2000? When I purchased my S2000 2 years ago, I got quoted something ridiculous like 4k under my mum's name only with mod's and she's 63 now.

I did another quote this year and the price went down to $1513 with excess of $625, however I'll probably go flexi excess of $1175 and premium of $1260.

What's the go with the sudden change?

**Fredoops** · 09-02-2012 12:01 AM

New pricing model probably, the math geeks probably realised there isn't many crashes involving s2k over the years. And AAMI having to cut price to accommodate GIO and Shannon's (which both would cost more than AAMI because you can choose your own repaier... they all owned by Suncorp, they need to differentiate the brands)...

Also more half cuts/wrecks getting into the country to cut repair bills.