i think yours should be a write off, push your insurance company if they insist a repair instead.

below was a repairable write off (before the new NSW rule came out), repair quote was $21k including all suspension / wheel / intake mods. i had it insured at agreed value of $29k. the market value for a similar car was $23k back then.




since then i always pay special attention to my agreed value amount in my comprehensive policy and would avoid market value.