Repairable or write off? Any clue?

**simonchau** · 04-04-2012 03:13 PM

The other driver was insured by aami, the quote was sent in yesterday by Scott's paint and panel, but I have yet to recieve a call from my insurance in regards to it. Im planning to tell my insurance what you have quoted, my car, I'm not at fault, so I get to choose my repairer. Scott's Honda is using near new 2nd hand parts I think or aftermarket

**HunterZero** · 04-04-2012 04:57 PM

Originally Posted by simonchau

The other driver was insured by aami, the quote was sent in yesterday by Scott's paint and panel, but I have yet to recieve a call from my insurance in regards to it. Im planning to tell my insurance what you have quoted, my car, I'm not at fault, so I get to choose my repairer. Scott's Honda is using near new 2nd hand parts I think or aftermarket

Scott's would tend to use new parts I would have thought, or refurbished geniune Honda parts where new parts not available. I doubt they'd use non-geniune aftermarket parts for body repairs, and you wouldn't want this. Talk to Scott's about the quote if you think it's too high, but basically if you've indicated your choice of repairer, that should be up to the insurers to sort out.

The hard place you're in is if the car is borderline write-off, it seems other repairers are quoting under the threshold that the insurance company deems the car to be a write-off, but Scott's quote might be over? Of course the insurer who is going to be out of pocket wants the cheapest repair and won't want to write it off and pay out the full amount and deal with the wreck if they can avoid it.

At the end of the day, it will be unfortunately up to AAMI as the other party's insurer to decide if they are going to pay for the repair or total loss, not your insurer, and I've heard bad things about AAMI being difficult to deal with. Your insurer should be the negotiator for you and they will deal with the other party and chase them for the $$$, remember they are supposed to be on your side since that's the service you pay your premium for.

Another option is to get some more quotes from other repairers, or check out the repairers that NRMA recommend.

If you get the car repaired, I'd think seriously about selling it or trading it in afterwards.

- HZ

**simonchau** · 04-04-2012 06:11 PM

Well my insurer called me saying that Scott's Honda sale it's a total loss, now they declare it a total loss and he is going to talk to his boss about the price cause mine is market value, once again, if it's too low value would I be able to push them to fix it and I'll sell it myself afterwards, cause I seen similar model to my car going for at least 19k on carsales

Cheers